| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FUQUA- BRYSON BENEFITS GROUP3 | 410 S TAYLOR STE 1102 AMARILLO, TX 79101 | AMERITAS LIFE INSURANCE CORP. | $32K | $2K | $35K | 6.19% |
| FAIRLY CONSULTING GROUP LLC3 | 1800 S WASHINGTON ST STE 400 AMARILLO, TX 79102 | AMERITAS LIFE INSURANCE CORP. | $24K | — | $24K | 4.26% |
| FAIRLY CONSULTING GROUP LLC3 | 1800 S WASHINGTON ST STE 400 AMARILLO, TX 79102 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $20K | — | $20K | 7.30% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $2K | — | $2K | 0.71% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 1.93% |
| FB BENEFITS GROUP3 | 410 S TAYLOR STE 1102 AMARILLO, TX 79101 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.87% |
| MICHELLE FUQUA BRYSON3 Filed as: MICHELLE FUQUA-BRYSON | 410 S TAYLOR STE 1102 AMARILLO, TX 79101 | HCC LIFE INSURANCE COMPANY | $5K | — | $5K | 5.46% |
| FAIRLY CONSULTING GROUP LLC3 | 1800 S WASHINGTON STREET STE 400 AMARILLO, TX 79102 | HCC LIFE INSURANCE COMPANY | $4K | — | $4K | 4.55% |
| FUQUA- BRYSON BENEFITS GROUP3 Filed as: FUQUA BRYSON BENEFITS GROUP | 410 S TAYLOR STE 1102 AMARILLO, TX 79101 | TOKIO MARINE | $6K | — | $6K | 6.28% |
| FAIRLY CONSULTING GROUP LLC3 | 1800 S WASHINGTON ST STE 400 AMARILLO, TX 79102 | TOKIO MARINE | $4K | — | $4K | 4.57% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $13K | $591 | $13K | 15.71% |
| FAIRLY CONSULTING GROUP LLC3 | 1800 S WASHINGTON ST STE 400 AMARILLO, TX 79102 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $6K | — | $6K | 7.01% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $8K | $470 | $9K | 16.19% |
| FAIRLY CONSULTING GROUP LLC3 | 1800 S WASHINGTON ST STE 400 AMARILLO, TX 79102 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $4K | — | $4K | 6.67% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE MANAGEMENT SERVICES EIN 75-2355889 THIRD PARTY ADMINISTRATOR | Plan Administrator; Claims processing Service code 12 | 713 N TAYLOR AMARILLO, TX 79107 | $212K |
| FUQUA-BRYSON BENEFITS GROUP EIN 75-2406160 INSURANCE AGENT | Insurance agents and brokers Service code 22 | 410 S TAYLOR, STE 1102 AMARILLO, TX 79101 | $95K |
| FAIRLY CONSULTING GROUP EIN 47-5239878 TPA | Insurance agents and brokers Service code 22 | 1800 S WASHINGTON STE 400 AMARILLO, TX 79102 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 526 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 41 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 567 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 48 | $174K |
| Dental | AMERITAS LIFE INSURANCE CORP. | 1,137 | $560K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,137 | $560K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 663 | $276K |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 204 | $55K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 663 | $83K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 48 | $120K |
| Stop-loss / reinsurancereinsurance | UNITED HEALTHCARE INSURANCE COMPANY | 665 | $474K |
| Other | TOKIO MARINE | 665 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.