| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FUQUA- BRYSON BENEFITS GROUP3 | 410 S TAYLOR STE 1102 AMARILLO, TX 79101 | AMERITAS LIFE INSURANCE CORP. | $46K | $2K | $48K | 10.51% |
| FUQUA- BRYSON BENEFITS GROUP3 Filed as: FUQUA-BRYSON BENEFITS GROUP | 410 S TAYLOR, STE 1100 AMARILLO, TX 79101 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 1.89% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $40K | $8K | $48K | 24.06% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 1.84% |
| FB BENEFITS GROUP3 | 410 S TAYLOR STE 1102 AMARILLO, TX 79101 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.78% |
| FUQUA- BRYSON BENEFITS GROUP3 Filed as: FUQUA-BRYSON BENEFITS GROUP | 410 S TAYLOR, STE 1100 AMARILLO, TX 79101 | AIG LIFE | $2K | — | $2K | 1.89% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $12K | $2K | $14K | 24.03% |
| FUQUA- BRYSON BENEFITS GROUP3 | 401 S TAYLOR STE 1102 AMARILLO, TX 79101 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $9K | $2K | $11K | 23.83% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE MANAGEMENT SERVICES EIN 75-2355889 TPA | Plan Administrator; Claims processing Service code 12 | 713 N TAYLOR AMARILLO, TX 79107 | $192K |
| FUQUA-BRYSON BENEFITS GROUP EIN 75-2406160 INSURANCE AGENT | Insurance agents and brokers Service code 22 | 410 S TAYLOR, STE 1102 AMARILLO, TX 79101 | $142K |
| MAXORPLUS EIN 75-2676894 TPA | Claims processing Service code 12 | 320 S POLK ST 100 AMARILLO, TX 79101 | $39K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 526 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 41 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 567 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 50 | $186K |
| Dental | AMERITAS LIFE INSURANCE CORP. | 869 | $457K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 869 | $457K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 533 | $198K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 201 | $46K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 533 | $58K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 50 | $128K |
| Stop-loss / reinsurancereinsurance | UNITED HEALTHCARE INSURANCE COMPANY | 536 | $400K |
| Other | AIG LIFE | 536 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 869 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.