No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHWEST SERVICE ADMINISTR EIN 86-0785790 | Contract Administrator Service code 13 | 2425 N. CENTRAL EXPY SUITE 120 RICHARDSON, TX 75080 | $245K |
| RYAN BENEFITS, INC. EIN 46-1358532 | Consulting (general) Service code 16 | 1100 MIRA VISTA BLVD 350 PLANO, TX 75093 | $68K |
| HARPER & PEARSON COMPANY, P.C. EIN 74-1695589 | Accounting (including auditing) Service code 10 | ONE RIVERWAY, SUITE 1900 HOUSTON, TX 770561973 | $45K |
| CONNER & WINTERS, LLP EIN 73-1388566 | Legal Service code 29 | 1001 MCKINNEY STREET, STE. 550 HOUSTON, TX 770021639 | $40K |
| RBC CAPITAL MARKETS EIN 41-1416330 | Investment management Service code 28 | 100 CRESCENT COURT 1500 DALLAS, TX 75201 | $34K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 890 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 890 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 890 | $356K |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 904 | $269K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 904 | $269K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 890 | $37K |
| Stop-loss / reinsurancereinsurance | SYMETRA INSURANCE SERVICES | 890 | $981K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 890 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 904 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.