| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY INC | PO BOX 571431 SALT LAKE CITY, UT 84157 | HARTFORD LIFE AND ACCIDENT | $10K | $0 | $10K | 11.49% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | $1K | $0 | $1K | 6.00% |
| LEAVITT GROUP3 Filed as: BEEHIVE INUSRANCE AGENCY | 302 WEST 5400 SOUTH SUITE 101 MURRAY, UT 84107 | BLOMQUIST HALE CONSULTING | $444 | $0 | $444 | 5.13% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | RECURO HEALTH | $958 | $0 | $958 | 23.99% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 W 5400 SOUTH SUITE 101 MURRAY, UT 84107 | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | $3K | $0 | $3K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC EIN 39-1995276 ADMINISTRATOR | Claims processing Service code 12 | — | $115K |
| BEEHIVE INSURANCE AGENCY ADMINISTRATOR | Contract Administrator Service code 13 | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | $55K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY | 138 | $465K |
| Dental | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | 341 | $0 |
| Vision | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | 300 | $18K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 168 | $87K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 168 | $87K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 168 | $87K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY | 138 | $465K |
| Other(2 contracts, 2 carriers) | BLOMQUIST HALE CONSULTING | 180 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.