| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 W 5400 S SUTE 101 MURRAY, UT 84107 | SUN LIFE ASSURANCE COMPANY | $35K | $0 | $35K | 9.96% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY INC | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | HARTFORD LIFE AND ACCIDENT | $9K | $0 | $9K | 14.20% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 W 5400 SOUTH SUITE 101 MURRAY, UT 84107 | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | $900 | $0 | $900 | 6.00% |
| LEAVITT GROUP3 Filed as: BEEHIVE INUSRANCE AGENCY | 302 WEST 5400 SOUTH SUITE 101 MURRAY, UT 84107 | BLOMQUIST HALE CONSULTING | $363 | $0 | $363 | 5.00% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | BENADMIN, INC. | $661 | $0 | $661 | 22.01% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | $2K | $0 | $2K | 100.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC EIN 39-1995276 ADMINISTRATOR | Claims processing Service code 12 | — | $99K |
| BEEHIVE INSURANCE AGENCY ADMINISTRATOR | Contract Administrator Service code 13 | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | $48K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY | 119 | $349K |
| Dental | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | 308 | $2K |
| Vision | EDUCATORS MUTUAL PLANS LIFE ACCIDENT AND HEALTH | 264 | $15K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 151 | $61K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 151 | $61K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 151 | $61K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY | 119 | $349K |
| Other(2 contracts, 2 carriers) | BLOMQUIST HALE CONSULTING | 157 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.