| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2727 ALLEN PKWY STE 1580 HOUSTON, TX 77019 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $19K | $6K | $24K | 19.49% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO INC. | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | METROPOLITAN LIFE INSURANCE COMPANY | $756 | — | $756 | 0.86% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA DBA WORTHAM | PO BOX 301598 SAN ANTONIO, TX 782161841 | VISION SERVICE PLAN | $1K | — | $1K | 5.64% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | TRANSAMERICA LIFE INSURANCE COMPANY | $437 | — | $437 | 4.96% |
| CANALICHIO INSURANCE GROUP, LLC3 Filed as: CANALICHIO INSURANCE GROUP | 1067 FM 306 STE 305 NEW BRAUNFELS, TX 78130 | TRANSAMERICA LIFE INSURANCE COMPANY | $398 | — | $398 | 4.52% |
| JOHN D BODKER3 | 9014 CALLAGHAN RD SAN ANTOINO, TX 78230 | TRANSAMERICA LIFE INSURANCE COMPANY | $49 | — | $49 | 0.56% |
| DENNIS M PETERSON3 | P.O. BOX 1703 BOERNE, TX 78006 | TRANSAMERICA LIFE INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $737 | — | $737 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 357 | $88K |
| Vision | VISION SERVICE PLAN | 81 | $19K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $125K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $125K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $125K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 357 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.