| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2727 ALLEN PKWY STE 1580 HOUSTON, TX 77019 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | — | $11K | 10.05% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $5K | $11K | 9.46% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | UNITED CONCORDIA INSURANCE COMPANY | $8K | — | $8K | 9.99% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM AUSTIN INC | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | VISION SERVICE PLAN | $507 | — | $507 | 3.28% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA DBA MARSH WORTHAM | P.O. BOX 301598 HOUSTON, TX 77019 | VISION SERVICE PLAN | $437 | — | $437 | 2.83% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $723 | — | $723 | 5.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | TRANSAMERICA LIFE INSURANCE COMPANY | $560 | — | $560 | 5.76% |
| CANALICHIO INSURANCE GROUP, LLC3 Filed as: CANALICHIO INSURANCE GROUP | 18315 BRACKEN DR SUITE 1 GARDEN RIDGE, TX 78266 | TRANSAMERICA LIFE INSURANCE COMPANY | $519 | — | $519 | 5.33% |
| JOHN D BODKER3 | 9014 CALLAGHAN RD SAN ANTOINO, TX 78230 | TRANSAMERICA LIFE INSURANCE COMPANY | $47 | — | $47 | 0.48% |
| DENNIS M PETERSON3 | P.O. BOX 1703 BOERNE, TX 78006 | TRANSAMERICA LIFE INSURANCE COMPANY | $7 | — | $7 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 225 | $75K |
| Vision | VISION SERVICE PLAN | 75 | $15K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $114K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $114K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $114K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.