| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC-AUSTIN | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNITED HEALTHCARE INSURANCE COMPANY | — | $46K | $46K | 3.47% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | $27K | $33K | 2.50% |
| GEORGE W EVANS & ASSOCIATES INC3 | 5904 DELORES ST HOUSTON, TX 77057 | BLUECROSS BLUESHIELD OF TEXAS | $2K | — | $2K | 0.96% |
| MHA INSURANCE AGENCY3 Filed as: MHA HOLDINGS LLC | 2100 RACHEL RDG CEDAR PARK, TX 786131472 | UNITED HEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 4.98% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSONE INSURANCE AUSTIN | 901 S MOPAC EXPY BLDG 3 STE 125 AUSTIN, TX 787465776 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 1.93% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | HARTFORD LIFE AND ACCIDENT | $10K | $681 | $11K | 16.01% |
| GARY TIPTON3 | 906 BISCAYNE LAKEWAY, TX 78734 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 14.25% |
| DAVID B APPLEWHITE3 | 23023 PLEASANTON ROAD SAN ANTONIO, TX 78264 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.21% |
| CATHERINE MURPHY3 | 930 S BELL BLVD STE 101 CEDAR PARK, TX 786133973 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.91% |
| DANIEL SOSA3 | 714 GROVE BND SAN ANTONIO, TX 78253 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $913 | — | $913 | 4.12% |
| RONALD M DAVIS3 | 301 LEANDER ROAD STE 103 GEORGETOWN, TX 78626 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $91 | — | $91 | 0.41% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARYBENEFITS, LLC | PO BOX 782324 SAN ANTONIO, TX 78278 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 6.84% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL 16TH FLOOR DALLAS, TX 75231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 6.03% |
| GREGORY J WEEKS3 | 1259 LOOP 337 NORTH 2ND FLOOR NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | — | $117 | 0.62% |
| JAIME I VILLASANA3 | 1412 AUGUSTA BEND DRIVE HUTTO, TX 78634 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.39% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER VOLUNTARYBENEFITS, LLC | 1850 LOCKHILL SELMA STE 101 SAN ANTONIO, TX 78213 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.34% |
| SHELLY WIEGAND3 | 2607 ARAMATRADING DR CEDAR PARK, TX 78613 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | — | $59 | 0.31% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.27% |
| HEATHER F SEIBERT3 | 192 HUTTON KYLE, TX 78640 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.19% |
| JAMES ROB BLAKEY3 | 13823 CROWN BLUFF SAN ANTONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.17% |
| JENNIFER LOWE3 | 502 MOONLIGHT CIRCLE NEW BRAUNFELS, TX 78132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.07% |
| ROBERT D SEIBERT3 Filed as: ROBERT SEIBERT | 192 HUTTON KYLE, TX 78640 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.04% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75251 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| CHRISTOPHER J WILSON3 | 6575 PFEIL ROAD SCHERTZ, TX 78154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| GARY H TIPTON3 | 2179 GLENN DR CANYON LAKE, TX 78133 | UNITED HEALTHCARE | $539 | — | $539 | 18.63% |
| RONALD T DAMRAU3 Filed as: RONALD DAMRAU | 4704 CIRCLE OAK CV AUSTIN, TX 78749 | AFLAC | $78 | — | $78 | 3.44% |
| ERIC NOTHNAGEL3 | 1821 WESTINGHOUSE RD STE 1190 GEORGETOWN, TX 78626 | AFLAC | $43 | — | $43 | 1.90% |
| STEPHEN J REITZ3 Filed as: STEPHEN REITZ | 6004 MOUNT BONNELL RD AUSTIN, TX 78731 | AFLAC | $36 | — | $36 | 1.59% |
| MARCIE DAVENPORT3 | 4869 W COTTAGE BROOK CIR WEST VALLEY CITY, UT 84120 | AFLAC | $20 | — | $20 | 0.88% |
| WG BENEFITS LTD3 | 1615 GUADALUPE AUSTIN, TX 78701 | AFLAC | $19 | — | $19 | 0.84% |
| DONNA W OLSOVSKY3 Filed as: DONNA OLSOVSKY | PO BOX 2507 FRISCO, TX 75034 | AFLAC | $17 | — | $17 | 0.75% |
| KRISTEN NICOLE GLENN3 Filed as: KRISTEN GLENN | 1604 VIA TULIPAN SAN CLEMENTE, CA 92673 | AFLAC | $13 | — | $13 | 0.57% |
| ROBERT D SEIBERT3 Filed as: ROBERT SEIBERT | PO BOX 1329 SHINER, TX 77984 | AFLAC | $7 | — | $7 | 0.31% |
| STEPHANIE DENISE GARLAND3 Filed as: STEPHANIE GARLAND | 110 N INTERSTATE 35 STE 315 ROUND ROCK, TX 78681 | AFLAC | $4 | — | $4 | 0.18% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $3 | — | $3 | 0.13% |
| SHELLEY WIEGAND3 | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $2 | — | $2 | 0.09% |
| JUDY LAFEMINA3 | PO BOX 2129 FRISCO, TX 75034 | AFLAC | $2 | — | $2 | 0.09% |
| PEGGY K SALMON3 Filed as: PEGGY SALMON | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AFLAC | $2 | — | $2 | 0.09% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $2 | — | $2 | 0.09% |
| JENNIFER LOWE3 | 502 MOONLIGHT CIR NEW BRAUNFELS, TX 78132 | AFLAC | $1 | — | $1 | 0.04% |
| ANDREW R GRETHEL3 Filed as: ANDREW GRETHEL | 600 S HIDDEN VALLEY RD #150 CARLSBAD, CA 92011 | AFLAC | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 325 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 6 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 331 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 154 | $33K |
| Life insurance(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 302 | $123K |
| Short-term disability(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 302 | $121K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 302 | $100K |
| Other | HARTFORD LIFE AND ACCIDENT | 302 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.