| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC. | 401 CONGRESS AVENUE, SUITE 1400 AUSTIN, TX 78701 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | $0 | $30K | 4.50% |
| DALLAS INSURANCE EXCHANGE II INC3 Filed as: DALLAS INSURANCE EXCHANCE II INC | 15660 DALLAS PARKWAY, SUITE 500 DALLAS, TX 75248 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | $0 | $13K | 1.91% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC. | PO BOX 16509 FORT WORTH, TX 76162 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $33 | $8K | 9.17% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC. | PO BOX 2411 SAN ANTONIO, TX 78298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.10% |
| ERIC NOTHNAGEL3 | 1821 WESTINGHOUSE ROAD, SUITE 1190 GEORGETOWN, TX 78626 | AFLAC | $10K | $611 | $11K | 25.39% |
| JEROME JEFFREY PESEK3 | 12566 MESA VERDE DRIVE AUSTIN, TX 78737 | AFLAC | $1K | $118 | $1K | 3.46% |
| ERVIN EDWARD NOTHNAGEL3 | 225 COUNTY ROAD 3525 PARADISE, TX 76073 | AFLAC | $320 | $32 | $352 | 0.82% |
| CHAD HARRISON POPE3 | 1500 WEST WILLIAM CANNON DRIVE APARTMENT 121 AUSTIN, TX 78745 | AFLAC | $280 | $38 | $318 | 0.74% |
| JAIME I VILLASANA3 Filed as: JAIME I. VILLASANA AND OTHER AGENTS | 1500 HIDDEN GLEN DRIVE ROUND ROCK, TX 78681 | AFLAC | $176 | $0 | $176 | 0.41% |
| JOSEPH FOX3 | 15511 EMMALEIGHS LANE PFLUGERVILLE, TX 78660 | AFLAC | $116 | $0 | $116 | 0.27% |
| STEPHANIE S. HOBBS3 | 2500 DIOR DRIVE CEDAR PARK, TX 78613 | AFLAC | $62 | $0 | $62 | 0.14% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC. | 401 CONGRESS AVENUE, SUITE 1400 AUSTIN, TX 78701 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $858 | $5K | 14.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 119 | $661K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 265 | $90K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 265 | $90K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 155 | $38K |
| Short-term disability | AFLAC | 54 | $43K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 155 | $38K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 119 | $661K |
| Other(3 contracts, 3 carriers) | AFLAC | 155 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.