Insurance carrier

WORKERS ASSISTANCE PROGRAM, INC.

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

No benefit-line contracts on file for WORKERS ASSISTANCE PROGRAM, INC..

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TX	2	$8K	0.0%	11.14x
AZ	1	$5K	0.1%	28.64x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of WORKERS ASSISTANCE PROGRAM, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where WORKERS ASSISTANCE PROGRAM, INC. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
TRICO ELECTRIC COOPERATIVE INC TRICO ELECTRIC COOPERATIVE, INC EMPLOYEE ASSISTANCE PLAN	AZ	$5K	147	fully insured	—
COMMUNITIES IN SCHOOLS OF THE DALLAS REGION COMMUNITIES IN SCHOOLS OF THE DALLAS REGION EAP PLAN	TX	$4K	88	fully insured	—
HUSTON-TILLOTSON UNIVERSITY HUSTON- TILLOTSON UNIVERSITY WORKERS ASSISTANCE PROGRAM,	TX	$3K	130	fully insured	—