| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DEBORAH A WHITTINGTON3 | PO BOX 8132 CORPUS CHRISTI, TX 78468 | AFLAC | $20K | $91 | $20K | 7.60% |
| ARMANDO PEREZ3 | 5622 TANGLEWOOD DR CORPUS CHRISTI, TX 78412 | AFLAC | $10K | $20 | $10K | 3.96% |
| JOE A RODGERS3 | PO BOX 18777 CORPUS CHRISTI, TX 78480 | AFLAC | $6K | $34 | $6K | 2.42% |
| DEWAYNE E RICHARDSON3 | 7902 PATO ST CORPUS CHRISTI, TX 78414 | AFLAC | $2K | $58 | $2K | 0.87% |
| WILLIAM M HURLEY3 | 7125 CHILTON TYLER, TX 75701 | AFLAC | $2K | — | $2K | 0.81% |
| ALEXANDER A ARTMAN3 | 7406 PRAIRIE DR CORPUS CHRISTI, TX 78413 | AFLAC | $2K | $17 | $2K | 0.76% |
| ALEXANDER A ARTMAN3 | 15321 YARDARM CT CORPUS CHRISTI, TX 78418 | AFLAC | $2K | $16 | $2K | 0.63% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $1K | — | $1K | 0.45% |
| OSHMAN INS AGY INC3 Filed as: OSHMAN INSURANCE AGENCY INC | 500 N WATER ST STE 900 CORPUS CHRISTI, TX 78401 | AFLAC | $907 | — | $907 | 0.34% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $397 | — | $397 | 0.15% |
| KAREN H WHITTINGTON3 | 201 PORTSMOUTH DR CORPUS CHRISTI, TX 78418 | AFLAC | $373 | — | $373 | 0.14% |
| CINIA C MONTOYA3 | 4721 WOOLDRIDGE RD CORPUS CHRISTI, TX 78413 | AFLAC | $317 | — | $317 | 0.12% |
| CHARLES MCCRANN3 | PO BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $317 | — | $317 | 0.12% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $300 | — | $300 | 0.11% |
| ROBIN E RIOS3 | PO BOX 271641 CORPUS CHRISTI, TX 78427 | AFLAC | $238 | — | $238 | 0.09% |
| CYNTHIA D REYNA3 | 1005 W B ST MISSION, TX 78572 | AFLAC | $155 | $13 | $168 | 0.06% |
| LORENZO RIVERA3 | 3237 BRIARHURST ST CORPUS CHRISTI, TX 78414 | AFLAC | $153 | — | $153 | 0.06% |
| THELMA JOYCE RIMBEY3 | PO BOX 1837 INGLESIDE, TX 78362 | AFLAC | $146 | — | $146 | 0.06% |
| DENNIS RAY BAROS3 | 1309 GILLESPIE DR PALM HARBOR, FL 34684 | AFLAC | $103 | — | $103 | 0.04% |
| AARON WADE BENBOW3 | 3934 AMADAS DR CORPUS CHRISTI, TX 78414 | AFLAC | $96 | — | $96 | 0.04% |
| LINDA R MENDEZ3 | 7406 PRAIRIE DR CORPUS CHRISTI, TX 78413 | AFLAC | $96 | — | $96 | 0.04% |
| JOSE J RAMIREZ3 | PO BOX 681176 SAN ANTONIO, TX 78268 | AFLAC | $88 | — | $88 | 0.03% |
| KAREN MICHELLE NICHOLS3 | 8033 S PADRE ISLAND DR APT 405 CORPUS CHRISTI, TX 78412 | AFLAC | $86 | — | $86 | 0.03% |
| BILLY KEITH3 | 3827 N 10TH ST SUITE 303 MCALLEN, TX 78501 | AFLAC | $70 | — | $70 | 0.03% |
| ARBOR CONSULTING INC3 | 1313 WOODMORE ST LAS VEGAS, NV 89144 | AFLAC | $65 | — | $65 | 0.02% |
| ROBYN ELAINE DRAKE3 | 5145 CANDLEWOOD DR LEAGUE CITY, TX 77573 | AFLAC | $57 | — | $57 | 0.02% |
| ANDREW M GARCIA3 | 908 CARMEL PARKWAY CORPUS CHRISTI, TX 78411 | AFLAC | $57 | — | $57 | 0.02% |
| KIMBERLY M EVARISTO3 | 15637 THREE FATHOMS BANK DR CORPUS CHRISTI, TX 78418 | AFLAC | $51 | — | $51 | 0.02% |
| SAMUEL O GUERRERO3 | 5156 N EXPRESSWAY BROWNSVILLE, TX 78526 | AFLAC | $50 | — | $50 | 0.02% |
| J ANTHONY FLORES3 | 117 HIGHLAND PL CIBOLO, TX 78108 | AFLAC | $48 | — | $48 | 0.02% |
| ROBERT I TUCKER3 | 3222 HARPERS FERRY ST CORPUS CHRISTI, TX 78410 | AFLAC | $47 | — | $47 | 0.02% |
| DONNA C MAVERICK3 | 10814 WHITE OAK TRACE DR CYPRESS, TX 77429 | AFLAC | $45 | — | $45 | 0.02% |
| MATTHEW R CRAY3 | 1510 RIVERBEND XING SUGAR LAND, TX 77478 | AFLAC | $41 | — | $41 | 0.02% |
| GRISELDA PEREZ3 | 2209 BETTY DR MISSION, TX 78572 | AFLAC | $36 | $4 | $40 | 0.02% |
| WESTBROOK BENEFITS INC3 | 1313 WOODMORE ST LAS VEGAS, NV 89144 | AFLAC | $39 | — | $39 | 0.01% |
| KATHY J JOHNSON3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $39 | — | $39 | 0.01% |
| ELIZABETH P ISLAS3 | 1605 SOUTH LINDEN AVENUE PHARR, TX 78577 | AFLAC | $35 | $4 | $39 | 0.01% |
| TADESSA A WILLIAMS3 | 1414 W APRIL RAIN CT MISSOURI CITY, TX 77489 | AFLAC | $38 | — | $38 | 0.01% |
| BRUCE GOULET3 | 5403 EVERHART RD PMB 19 CORPUS CHRISTI, TX 78411 | AFLAC | $35 | — | $35 | 0.01% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $33 | — | $33 | 0.01% |
| SHIRLEY BEST3 | 258 CAPE MAY DRIVE CORPUS CHRISTI, TX 78412 | AFLAC | $32 | — | $32 | 0.01% |
| JOSEPH SAMUEL BLACK3 | 530 DEFORREST ST CORPUS CHRISTI, TX 78404 | AFLAC | $30 | — | $30 | 0.01% |
| DELPHINE B HUDDELSTON3 | 6363 N STATE HIGHWAY 161 STE 100 IRVING, TX 75038 | AFLAC | $28 | — | $28 | 0.01% |
| SHANNON L MUSE3 | 16360 PARK TEN PL STE 340 HOUSTON, TX 77084 | AFLAC | $22 | — | $22 | 0.01% |
| MARY E HUCKABEE3 | 1510 RIVERBEND CROSSING SUGAR LAND, TX 77478 | AFLAC | $22 | — | $22 | 0.01% |
| MICHAEL A CUTAIA3 | 1225 NORTH LOOP W STE 214 HOUSTON, TX 77008 | AFLAC | $18 | — | $18 | 0.01% |
| AMBER R BAROS3 | 5301 GOSHEN COURT CORPUS CHRISTI, TX 78413 | AFLAC | $18 | — | $18 | 0.01% |
| TOM KOCH3 Filed as: TOM L KOCH | 34 TAMARRON CLIFFS ST LAS VEGAS, NV 89148 | AFLAC | $16 | — | $16 | 0.01% |
| DOROTHY J WESTERHOLM3 | 131 N VIRGINIA ST STE G PORT LAVACA, TX 77979 | AFLAC | $16 | — | $16 | 0.01% |
| JOE A DEPASQUAL3 | 403 N FM 113 WEATHERFORD, TX 78732 | AFLAC | $15 | — | $15 | 0.01% |
| JAY T REX3 | 3710 CANEY CREEK RD AUSTIN, TX 78732 | AFLAC | $15 | — | $15 | 0.01% |
| THE ARVAK INS GROUP INC3 | 414 S TANCAHUA CORPUS CHRISTI, TX 78401 | AFLAC | $13 | — | $13 | 0.00% |
| RAYMOND P KEECH III3 | 8207 CAMPAIGN CIR RICHMOND, TX 77406 | AFLAC | $12 | — | $12 | 0.00% |
| RONALD S SANDERS3 | 1194 E LAKEVIE DRT SAN TAN VALLEY, AZ 85143 | AFLAC | $10 | — | $10 | 0.00% |
| DENNIS RAY BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $10 | — | $10 | 0.00% |
| MARY E HUCKABEE3 | 1510 RIVERBEND CROSSING SUGAR LAND, TX 77478 | AFLAC | $9 | — | $9 | 0.00% |
| ROLANDO MOYA3 | 2120 LIBERTY ST MISSION, TX 78573 | AFLAC | $9 | — | $9 | 0.00% |
| MARK WOOD3 Filed as: MARK C WOOD | 2912 MAPLE CREEK DR FT WORTH, TX 76177 | AFLAC | $9 | — | $9 | 0.00% |
| BENEFITS AT WORK LLC3 | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $7 | — | $7 | 0.00% |
| CLARENCE E (GENE) DANNELLY3 | 20110 AMBERVINE CIRCLE KATY, TX 77450 | AFLAC | $4 | — | $4 | 0.00% |
| ROBERT D GORE3 | 306 CHESAPEAKE AVE VICTORIA, TX 77904 | AFLAC | $4 | — | $4 | 0.00% |
| LYNN MARIE BARRY3 Filed as: LYNN G BARNSON | 10153 S WASATCH BLVD SANDY, UT 84092 | AFLAC | $3 | — | $3 | 0.00% |
| CHARLES MCCRANN | P.O. BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $3 | — | $3 | 0.00% |
| TOM KOCH3 Filed as: TOM L KOCH | 884 E ERIE CT GILBERT, AZ 85295 | AFLAC | $3 | — | $3 | 0.00% |
| DELPHINE B HUDDELSTON3 Filed as: DELPHINE B SPANIOL | 636 N STATE HWY 161 SUITE 100 IRVING, TX 75038 | AFLAC | $3 | — | $3 | 0.00% |
| STEVEN T HURLEY3 | 130 CLYDESDALE LN VICTORIA, TX 77904 | AFLAC | $2 | — | $2 | 0.00% |
| JENNIFER GARRETT3 | 15634 CUTTYSARK ST CORPUS CHRISTI, TX 78418 | AFLAC | $1 | — | $1 | 0.00% |
| PEDRO JASSO JR3 | P.O. BOX 745 ALICE, TX 78333 | AFLAC | $1 | — | $1 | 0.00% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $1 | — | $1 | 0.00% |
| BRENDA Y HERNANDEZ3 | 302 LORENALY DR BROWNSVILLE, TX 78526 | AFLAC | -$46 | — | -$46 | -0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 746 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 746 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 402 | $264K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 402 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.