| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | HUMANA HEALTH PLAN OF TEXAS, INC. | $57K | $5K | $62K | 4.05% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018156 | HUMANA HEALTH PLAN OF TEXAS, INC. | $19K | $0 | $19K | 1.24% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | HUMANA HEALTH PLAN OF TEXAS, INC. | $0 | $10 | $10 | 0.00% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY INC. | 401 CONGRESS AVE 14TH FLOOR AUSTIN, TX 78701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $0 | $8K | 9.89% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 5.11% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | HUMANADENTAL INSURANCE COMPANY | $5K | $929 | $6K | 8.62% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018156 | HUMANADENTAL INSURANCE COMPANY | $2K | $0 | $2K | 2.61% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | HUMANADENTAL INSURANCE COMPANY | $0 | $4 | $4 | 0.01% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY INC. | 401 CONGRESS AVE 14TH FLOOR AUSTIN, TX 78701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.85% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY INC. | 401 CONGRESS AVE 14TH FLOOR AUSTIN, TX 78701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 9.97% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 3600 NORTH CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 5.04% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | DENTICARE, INC. | $2K | $1K | $3K | 11.56% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018156 | DENTICARE, INC. | $615 | $0 | $615 | 2.43% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | DENTICARE, INC. | $0 | $5 | $5 | 0.02% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | HUMANA INSURANCE COMPANY | $2K | $514 | $2K | 9.64% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018156 | HUMANA INSURANCE COMPANY | $590 | $0 | $590 | 2.54% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY-AUSTIN | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | HUMANA INSURANCE COMPANY | $0 | $8 | $8 | 0.03% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY INC. | 401 CONGRESS AVE 14TH FLOOR AUSTIN, TX 78701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $894 | $0 | $894 | 4.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 434 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 436 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF TEXAS, INC. | 275 | $1.5M |
| Dental | HUMANADENTAL INSURANCE COMPANY | 119 | $73K |
| Vision | HUMANA INSURANCE COMPANY | 213 | $23K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 311 | $45K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 127 | $43K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 311 | $78K |
| Prescription drug | HUMANA HEALTH PLAN OF TEXAS, INC. | 275 | $1.5M |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 492 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.