| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANCO INS. SVC. OF BRYAN COLLEGE STA Filed as: ANCO INSURANCE SERVICES OF BRYAN/CO | PO BOX 3889 BRYAN, TX 77802 | BLUE CROSS BLUE SHIELD OF TEXAS | $32K | $648 | $32K | — |
| ANCO INS. SVC. OF BRYAN COLLEGE STA Filed as: ANCO INSURANCE SERVICES OF BRYAN/CO | PO BOX 3889 BRYAN, TX 77805 | GUARDIAN | $3K | $3K | $6K | — |
| WEALTH DESIGN GROUP, LLC | 3040 POST OAK BLVD HOUSTON, TX 77056 | GUARDIAN | $4 | — | $4 | — |
| ANCO INS. SVC. OF BRYAN COLLEGE STA Filed as: ANCO INSURANCE SERVICES OF BRYAN | PO BOX 3889 BRYAN, TX 77805 | BLUE CROSS BLUE SHIELD OF TEXAS | $10K | $3K | $12K | — |
| ANCO INS. SVC. OF BRYAN COLLEGE STA Filed as: ANCO INSURANCE OF BRYAN | PO BOX 3889 BRYAN, TX 77805 | MWG ADMINISTRATORS | $5K | — | $5K | — |
| MWL | PO BOX 14067 JACKSON, MS 39236 | MWG ADMINISTRATORS | $2K | — | $2K | — |
| MIKEL COOK | 4100 W ELDORADO PARKWAY #100-112 MCKINNEY, TX 75070 | MWG ADMINISTRATORS | $2K | — | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 74 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 76 | $0 |
| Dental | GUARDIAN | 83 | $0 |
| Vision | GUARDIAN | 83 | $0 |
| Life insurance | BLUE CROSS BLUE SHIELD OF TEXAS | 93 | $0 |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 93 | $0 |
| Long-term disability(2 contracts, 2 carriers) | GUARDIAN | 93 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 93 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.