| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASCENDE, INC.3 | 2700 POST OAK BLVD. 25 HOUSTON, TX 77056 | AETNA LIFE INSURANCE CO. | — | $43K | $43K | 3.04% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 Filed as: EMPLOYEE BENEFIT SOLUTIONS-TX | 2700 POST OAK BLVD. 25 HOUSTON, TX 77056 | AETNA LIFE INSURANCE CO. | — | $22K | $22K | 1.56% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | AETNA LIFE INSURANCE CO. | $0 | $9K | $9K | 0.62% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. 25 HOUSTON, TX 77056 | AETNA LIFE INSURANCE CO. | — | $110 | $110 | 0.01% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY - BOLWAR & ASSOCIATES INC | 14805 N 73RD ST. SCOTTSDALE, AZ 85260 | UNITED CONCORDIA INSURANCE COMPANY | $7K | — | $7K | 10.04% |
| DULEY BOLWAR & ASSOCIATES INC3 | 14805 N 73RD ST. SCOTTSDALE, AZ 852603107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $7K | 10.77% |
| DULEY BOLWAR & ASSOCIATES INC3 | 14805 N 73RD ST. SCOTTSDALE, AZ 852603107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $654 | $427 | $1K | 1.57% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES, INC. | 14805 N. 73RD ST. SCOTTSDALE, AZ 85260 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 298 | $1.4M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 296 | $70K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 199 | $69K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 169 | $47K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 169 | $47K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 298 | $1.4M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 199 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.