| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NIELSEN INSURANCE GROUP INC3 | 8899 S 700 E #155 SANDY, UT 84070 | SELECTHEALTH | $31K | $10K | $41K | 1.84% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS | 2200 S MAIN STREET STE 600 SOUTH SALT LAKE, UT 84115 | SELECTHEALTH | $20K | $7K | $27K | 1.21% |
| ALTURA BENEFITS LLC3 | 428 E WINCHESTER STE 200 SALT LAKE CITY, UT 84107 | SELECTHEALTH | $16K | $5K | $21K | 0.95% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS | 2200 S MAIN STREET STE 600 SOUTH SALT LAKE, UT 84115 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $525 | $4K | 4.47% |
| DPW BENEFITS LLC3 | 5525 S 900 E STE 100 SALT LAKE CITY, UT 84117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $545 | $4K | 3.89% |
| NIELSEN INSURANCE GROUP INC3 Filed as: NIELSEN INSURANCE GROUP, INC. | 8899 S 700 E STE 155 SANDY, UT 84070 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.46% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS INC. | 465 S 400 E STE 300 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.10% |
| ALTURA BENEFITS LLC3 | 428 E WINCHESTER ST STE 200 SALT LAKE CITY, UT 84107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.44% |
| DPW BENEFITS LLC3 | 5525 S 900 E #100 SALT LAKE CITY, UT 84117 | USABLE LIFE | $2K | — | $2K | 11.52% |
| GBS BENEFITS INC3 | 2200 S MAIN ST STE 600 SALT LAKE CITY, UT 84115 | USABLE LIFE | $727 | — | $727 | 3.59% |
| DPW BENEFITS LLC3 | 5525 S 900 E STE 100 MURRAY, UT 84117 | PRINCIPAL LIFE INSURANCE COMPANY | $122 | — | $122 | 9.00% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS, INC. | 2200 S MAIN STREET STE 600 SOUTH SALT LAKE, UT 84115 | TOTAL DENTAL ADMINISTRATORS OF UTAH | $140 | — | $140 | — |
| ALTURA BENEFITS LLC3 | 428 E WINCHESTER ST SUITE 200 SALT LAKE CITY, UT 84107 | TOTAL DENTAL ADMINISTRATORS OF UTAH | $72 | — | $72 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 419 | $2.2M |
| Dental | TOTAL DENTAL ADMINISTRATORS OF UTAH | 387 | $0 |
| Life insurance(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 165 | $119K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 86 | $45K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 165 | $97K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 165 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 419 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.