| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NIELSEN INSURANCE GROUP INC3 Filed as: NIELSEN INSURANCE GROUP | 8899 SOUTH 700 EAST, SUITE 155 SANDY, UT 84070 | SELECTHEALTH | $57K | $19K | $76K | 4.00% |
| DPW BENEFITS LLC3 | 5525 S 900 E STE 100 SALT LAKE CITY, UT 84117 | UNUM LIFE INSURANCE COMPANY | $7K | $795 | $8K | 6.63% |
| NIELSEN INSURANCE GROUP INC3 Filed as: NIELSEN INSURANCE GROUP | 8899 SOUTH 700 EAST, SUITE 155 SANDY, UT 84070 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 6.96% |
| PARAGON PARTNERS LTD3 | 9420 E DOUBLETREE RANCH RD STE C103 SCOTTSDALE, AZ 85258 | PRINCIPAL LIFE INSURANCE COMPANY | $866 | — | $866 | 3.77% |
| DPW BENEFITS LLC3 | 5525 S 900 E STE 100 SALT LAKE CITY, UT 84117 | PRINCIPAL LIFE INSURANCE COMPANY | $130 | — | $130 | 0.57% |
| DPW BENEFITS LLC3 | 5525 S 900 E STE 100 SALT LAKE CITY, UT 84117 | LIFEMAP ASSURANCE COMPANY | $2K | — | $2K | 15.00% |
| NIELSEN INSURANCE GROUP INC3 Filed as: NIELSEN INSURANCE GROUP | 8899 SOUTH 700 EAST, SUITE 155 SANDY, UT 84070 | DENTAL MANAGEMENT ADMINISTRATORS | $173 | — | $173 | 1.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 486 | $1.9M |
| Dental | DENTAL MANAGEMENT ADMINISTRATORS | 446 | $9K |
| Life insurance(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY | 212 | $155K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 66 | $23K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY | 212 | $115K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY | 212 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.