| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 77042 | AETNA LIFE INSURANCE CO | $104K | — | $104K | 2.61% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 77042 | AETNA LIFE INSURANCE CO | $4K | $28K | $32K | 0.80% |
| MARSH & MCLENNAN AGENCY LLC | PARK 80 WEST PLAZA 2 SADDLE BROOK, NJ 07663 | AETNA LIFE INSURANCE CO | $11K | — | $11K | 0.27% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 77042 | METROPOLITAN LIFE INSURANCE COMPANY | $35K | $4K | $39K | 10.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 770420000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $10K | $27K | 15.80% |
| MARSH & MCLENNAN AGENCY LLC5 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 770420000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 2.85% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 770420000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $8K | $21K | 15.81% |
| MARSH & MCLENNAN AGENCY LLC5 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 3.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 770420000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $6K | $16K | 15.75% |
| MARSH & MCLENNAN AGENCY LLC5 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 770420000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 3.55% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LN DALLAS, TX 752314337 | FIDELITY SECURITY LIFE INSURANCE | $9K | $9K | $18K | 29.50% |
| MARSH & MCLENNAN AGENCY LLC | 8144 WALNUT HILL LN DALLAS, TX 752314337 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 18.23% |
| MICHAEL LEROY COY Filed as: MICHAEL L COY | 6547 N ACADEMY BLVD 3 585 COLORADO SPRINGS, CO 80918 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 10.94% |
| JOHN M WEEKS | 6836 BEE CAVE ROAD, BLDG 3 STE 201 AUSTIN, TX 78746 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.86% |
| LAXSON BENEFITS LLC | 2028 E BEN WHITE BLVD STE 225 AUSTIN, TX 78741 | CONTINENTAL AMERICAN INSURANCE COMPANY | $557 | — | $557 | 1.56% |
| MARSH & MCLENNAN AGENCY LLC5 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 770420000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 20.72% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD, STE 240 HOUSTON, TX 770420000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 15.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,055 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,055 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 1,055 | $4.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,531 | $378K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,531 | $378K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 854 | $196K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 154 | $104K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 854 | $424K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,531 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.