| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN DALLAS, TX 752314337 | BLUECROSS BLUESHIELD OF TEXAS | $41K | — | $41K | 1.61% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LN DALLAS, TX 752314337 | BLUECROSS BLUESHIELD OF TEXAS | $8K | $4K | $12K | 0.48% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN DALLAS, TX 78231 | THE GUARDIAN LIFE INSURANCE COMPANY | $29K | $11K | $40K | 13.76% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $8K | $14K | 10.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 5.92% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $6K | $10K | 10.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 5.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $5K | $9K | 10.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.85% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LN DALLAS, TX 752314337 | FIDELITY SECURITY LIFE INSURANCE | $5K | $4K | $9K | 29.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $845 | $1K | $2K | 10.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LN DALLAS, TX 752314337 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 5.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 731 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 731 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 666 | $2.5M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY | 445 | $290K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY | 445 | $290K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 731 | $162K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $86K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 731 | $291K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 731 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.