| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AUDREY F. AYERS3 Filed as: AUDREY FAYE AYERS | — | BLUECROSS BLUESHIELD OF TEXAS | $21K | — | $21K | 0.65% |
| AUDREY F. AYERS3 Filed as: AUDREY FAYE AYERS | 403 WILLOW POINTE DR. LEAGUE CITY, TX 77573 | KAISER FOUNDATION HEALTH PLAN, INC. | $18K | — | $18K | 4.54% |
| AUDREY F. AYERS3 | 403 WILLOW POINTE DR. LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | — | $15K | 16.27% |
| AUDRY F. AYERS3 | 403 WILLOW POINTE DR. LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 16.34% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 Filed as: PROFESSIONAL ENROLLMENT | CONCEPTS, INC. 6200 SAVOY STE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $687 | $8K | 13.56% |
| AYERS, AUDREY, FAYE3 | 403 WILLOW POINTE DR LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 6.29% |
| INGLIS, BRYAN, JAMES3 | 104 PENNS WAY SHAVANO PARK, TX 78231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $715 | — | $715 | 1.25% |
| BAKER, BRENNAN, DWAINE3 Filed as: BAKER, ALLEN | 6200 SAVOY STE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $361 | — | $361 | 0.63% |
| BAKER, BRENNAN, DWAINE3 | 6200 SAVORY SUITE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $241 | — | $241 | 0.42% |
| STATION & AYERS INS PLANNING SERVIC3 | 18333 EGRET BAY BOULEVARD, SUITE 640 HOUSTON, TX 77058 | EYEMED VISION CARE | $5K | — | $5K | 10.04% |
| AUDREY F. AYERS3 Filed as: AUDREY AYERS | 18333 EGRET BAY BLVD, STE 640 HOUSTON, TX 77058 | METLIFE LEGAL PLANS/ LIFELOCK | $3K | — | $3K | 12.78% |
| GIS BENEFITS INC3 Filed as: GIS OF ILLINOIS | 422 WAUPONSEE STREET MORRIS, IL 60450 | METLIFE LEGAL PLANS/ LIFELOCK | $2K | — | $2K | 7.72% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN BENEFIT ADMINISTRATORS | PO BOX 9201, BLDG I SUITE 100 AUSTIN, TX 78766 | METLIFE LEGAL PLANS/ LIFELOCK | — | $1K | $1K | 5.07% |
| AYERS, AUDREY, FAYE3 Filed as: AYERS, AUDREY F | 403 WILLOW POINTE DR LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 16.17% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 Filed as: PROFESSIONAL ENROLLMENT | CONCEPTS, INC. 6200 SAVOY STE 345 HOUSTON, TX 77036 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $160 | $3K | 13.16% |
| AYERS, AUDREY, FAYE3 | 403 WILLOW POINTE DR LEAGUE CITY, TX 77573 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 6.29% |
| INGLIS, BRYAN, JAMES3 | 104 PENNS WAY SHAVANO PARK, TX 78231 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $252 | — | $252 | 1.26% |
| BAKER, BRENNAN, DWAINE3 Filed as: BAKER, ALLEN | 6200 SAVOY STE 345 HOUSTON, TX 77036 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $126 | — | $126 | 0.63% |
| BAKER, BRENNAN, DWAINE3 | 6200 SAVORY STE 345 HOUSTON, TX 77036 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $84 | — | $84 | 0.42% |
| AUDREY F. AYERS3 Filed as: AUDREY F AYERS | 18333 EGRET BAY BLVD STE 640 HOUSTON, TX 77058 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $2K | — | $2K | 21.04% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $1K | — | $1K | 15.71% |
| ASPEN REINSURANCE GROUP, INC.3 Filed as: ASPEN REINSURANCE GROUP, INC | 900 S MCCARRAN BLVD STE 1010 RENO, NV 89509 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $93 | — | $93 | 1.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $685 | — | $685 | 13.99% |
| AUDREY F. AYERS3 Filed as: AUDREY F AYERS | 18333 EGRET BAY BLVD STE 640 HOUSTON, TX 77058 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $588 | — | $588 | 12.01% |
| ASPEN REINSURANCE GROUP, INC.3 Filed as: ASPEN REINSURANCE GROUP, INC | 900 S MCCARRAN BLVD STE 1010 RENO, NV 89509 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $49 | — | $49 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 398 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 398 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 586 | $3.6M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 586 | $3.2M |
| Vision | EYEMED VISION CARE | 446 | $54K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 416 | $170K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 71 | $20K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 416 | $59K |
| Other(6 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 416 | $245K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 586 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.