| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AUDREY F. AYERS3 | 18333 EGRET BAY BLVD STE 640 HOUSTON, TX 770586401 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $63K | $63K | 4.00% |
| EDWARD E. STATION3 | PO BOX 265 LEAGUE CITY, TX 775740265 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $16K | $16K | 1.00% |
| EDWARD E. STATION3 Filed as: EDWARD EARL STATION | PO BOX 265 LEAGUE CITY, TX 77574 | BLUECROSS BLUESHIELD OF TEXAS | $19K | — | $19K | 4.05% |
| AUDRY F. AYERS3 | 1120 NASA PKWAY STE 460 HOUSTON, TX 770583363 | HUMANADENTAL INSURANCE COMPANY | $2K | — | $2K | 5.10% |
| EDWARD E. STATION3 | PO BOX 265 LEAGUE CITY, TX 77574 | HUMANADENTAL INSURANCE COMPANY | $2K | — | $2K | 4.83% |
| AUDREY F. AYERS3 | 403 WILLOW PINTE DR. LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 8.80% |
| EDWARD E. STATION3 | PO BOX 265 LEAGUE CITY, TX 775740265 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 6.95% |
| EDWARD E. STATION3 | 403 WILLOW POINTE DR. LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.26% |
| AUDRY F. AYERS3 | 403 WILLOW POINTE DR. LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.50% |
| EDWARD E. STATION3 Filed as: EDWARD E STATION | PO BOX 265 LEAGUE CITY, TX 775740265 | DENTICARE, INC. | $1K | — | $1K | 4.99% |
| AUDREY F. AYERS3 | 1120 NASA PKWY ST. 460 HOUSTON, TX 770583363 | DENTICARE, INC. | $1K | — | $1K | 4.96% |
| STATION & AYERS INS PLANNING SERVIC3 | PO BOX 265 LEAGUE CITY, TX 77574 | EYEMED VISION | $1K | — | $1K | 7.17% |
| AUDREY F. AYERS3 Filed as: AUDREY F AYERS | 403 WILLOW POINTE DR. LEAGUE CITY, TX 77573 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 9.04% |
| B&B INSURANCE NETWORK SERVICES3 Filed as: B&B INSURANCE NETWORK SERVICE | 2121 N. GLENVILLE DR. RICHARDSON, TX 75082 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $907 | — | $907 | 6.06% |
| EDWARD E. STATION3 Filed as: EDWARD E STATION | PO BOX 265 LEAGUE CITY, TX 77574 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 30.04% |
| EDWARD E. STATION3 | PO BOX 265 LEAGUE CITY, TX 77574 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $665 | — | $665 | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 450 | $2.0M |
| Dental(2 contracts, 2 carriers) | HUMANADENTAL INSURANCE COMPANY | 111 | $69K |
| Vision | EYEMED VISION | 197 | $20K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 257 | $67K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 48 | $15K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 257 | $31K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 257 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 450 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.