No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MARITIME ASSOCIATION - I.L.A FUNDS EIN 74-1721447 SELF | Contract Administrator Service code 13 | — | $321K |
| PENN CAPITAL EIN 22-2796848 NONE | Investment management fees paid directly by plan Service code 51 | — | $146K |
| MCCONNELL & JONES, LLP EIN 76-0488832 NONE | Accounting (including auditing) Service code 10 | — | $41K |
| HEWITT ASSOCIATES EIN 36-2235791 NONE | Actuarial Service code 11 | — | $35K |
| EXPERT SOLUTIONS INC. EIN 26-1284496 NONE | Consulting (general) Service code 16 | — | $34K |
| FRED ALGER INVESTMENTS EIN 13-2510833 NONE | Investment management fees paid directly by plan Service code 51 | — | $32K |
| BYRNE SOFTWARE EIN 43-1853340 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $23K |
| NATIONAL INVESTMENT SERVICES EIN 39-1774284 NONE | Investment management fees paid directly by plan Service code 51 | — | $10K |
| J P MORGAN CHASE EIN 13-4994650 NONE | Other investment fees and expenses; Investment management fees paid indirectly by plan Service code 52 | — | $10K |
| VINSON & ELKINS EIN 74-1183015 NONE | Legal Service code 29 | — | $8K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-1645832 NONE | Investment advisory (plan) Service code 27 | — | $8K |
| THE HARTFORD EIN 74-1330204 NONE | Custodial (securities) Service code 19 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,353 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 972 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,325 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 6,500 | $2.9M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 6,500 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,500 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.