| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | $37K | $42K | 5.62% |
| DEBORAH A WHITTINGTON3 | PO BOX 8132 CORPUS CHRISTI, TX 78468 | AFLAC | $5K | $18 | $5K | 7.18% |
| SALVADOR DALI SANCHEZ3 | 2921 AIRLINE RD, STE 916 CORPUS CHRISTI, TX 78414 | AFLAC | $980 | $38 | $1K | 1.46% |
| NATHAN WALSTON3 | 2717 ELTONNE GARDENS DR CORPUS CHRISTI, TX 78415 | AFLAC | $646 | $13 | $659 | 0.95% |
| JOE A RODGERS3 | 1601 DOVE LN CORPUS CHRISTI, TX 78418 | AFLAC | $441 | $0 | $441 | 0.63% |
| ALEXANDER A ARTMAN3 | 102 POINTE VIEW DR. MARS, PA 16046 | AFLAC | $412 | $0 | $412 | 0.59% |
| LINDA R MENDEZ3 | 9489 CHARDON CIR, STE 111 WES CHESTER, OH 45069 | AFLAC | $313 | $0 | $313 | 0.45% |
| DEWAYNE E RICHARDSON3 | 4639 CORONA DR, STE 37 CORPUS CHRISTI, TX 78411 | AFLAC | $307 | $0 | $307 | 0.44% |
| WILLIAM M HURLEY3 | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $293 | $0 | $293 | 0.42% |
| KYLE R SCOTT3 | 101 HORSESHOE BCD WAXAHACHIE, TX 75165 | AFLAC | $285 | $0 | $285 | 0.41% |
| ARMANDO PEREZ3 | 5622 TANGLEWOOD DR CORPUS CHRISTI, TX 78412 | AFLAC | $253 | $0 | $253 | 0.36% |
| SHIRLEY BEST3 | 2702 REDSTONE WOODS SAN ANTONIO, TX 78259 | AFLAC | $239 | $0 | $239 | 0.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW DOMINIC BROWN | 1919 FAIRMOUNT AVE SW SEATTLE, WA 98126 | AFLAC | $119 | $13 | $132 | 0.19% |
| ALLEN CALK3 | 3942 E WESCOTT DR PHOENIX, AZ 85050 | AFLAC | $79 | $0 | $79 | 0.11% |
| DONAVAN W MASSEY3 | 14901 WINDWARD DR, STE 304 CORPUS CHRISTI, TX 78418 | AFLAC | $76 | $0 | $76 | 0.11% |
| ANTONIA DAVILA3 Filed as: ANTONIA DAVILIA | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $74 | $0 | $74 | 0.11% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $66 | $0 | $66 | 0.09% |
| CINIA C MONTOYA3 | PO BOX 61015 CORPUS CHRISTI, TX 78466 | AFLAC | $53 | $0 | $53 | 0.08% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 13.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 103 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 156 | $756K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 156 | $756K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 156 | $756K |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 113 | $16K |
| Other(2 contracts, 2 carriers) | AFLAC | 113 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.