| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADV. LLC | SUITE 1710 75 STATE ST BOSTON, MA 02109 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $214K | — | $214K | 1.88% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADV LLC | 75 STATE ST STE 1710 BOSTON, MA 02109 | HARTFORD LIFE AND ACCIDENT | — | $88K | $88K | 1.99% |
| WILLIS TOWERS WATSON US LLC3 | P.O BOX 28852 NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN INC. | $44K | — | $44K | 1.12% |
| WILLIS TOWERS WATSON US LLC3 | P.O BOX 28852 NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN INC | $32K | — | $32K | 1.19% |
| SUSANNA M RUSSELL3 | 28411 NORTHWESTERN STE 500 SOUTHFIELD, MI 480345516 | BLUE CARE NETWORK OF MICHIGAN | $100K | — | $100K | 4.25% |
| WILLIS TOWERS WATSON US LLC3 | 26555 EVERGREEN RD STE 1600 SOUTHFIELD, MI 480764257 | BLUE CARE NETWORK OF MICHIGAN | — | $906 | $906 | 0.04% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX #28852 P.O BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $20K | — | $20K | 1.01% |
| WILLIS TOWERS WATSON US LLC3 | P.O BOX 28852 NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN INC. | $13K | — | $13K | 0.91% |
| WILLIS TOWERS WATSON US LLC3 | P.O. BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | — | $28 | $28 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 | P.O. BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | — | $28 | $28 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE | P. O. BOX 28852 NEY YORK, NY 30374 | HEALTH ALLIANCE PLAN | $9K | — | $9K | 0.99% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON US LLC | P.O. BOX 28852 NEW YORK, NY 10087 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $11K | — | $11K | 3.10% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $212 | $2K | 1.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA | PO BOX 301598 DALLAS, TX 75303 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | — | $19K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADV | 1 BEACON ST STE 17100 BOSTON, MA 02108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $761 | $13K | 16.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 38,512 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 721 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6,626 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 45,859 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 10 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 6,337 | $21.0M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 33,904 | $11.4M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 51 | $76K |
| Prescription drug(11 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 682 | $18.6M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 29,011 | $5.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 33,904 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.