| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $226K | — | $226K | 1.60% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | LLC SUITE 635 21300 VICTORY BLVD WOODLAND HILLS, CA 91367 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $124K | — | $124K | 0.88% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | $78K | $75K | $153K | 1.97% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852P NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN INC. | $62K | — | $62K | 0.92% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852P NEW YORK, PA 100878852 | KAISER FOUNDATION HEALTH PLAN INC | $29K | — | $29K | 0.88% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | COMMISSION LOCKBOX#28852 P.O. BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $30K | — | $30K | 0.92% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DE INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $124K | $124K | 6.28% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852P NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN INC. | $14K | — | $14K | 0.99% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE | 1079 SOLUTIONS CENTER CHICAGO, IL 60677 | HEALTH ALLIANCE PLAN | $13K | — | $13K | 0.92% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 100878852 | SELECTHEALTH | $13K | — | $13K | 1.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | 901 NORTH GLEBE ROAD SUITE 600 ARLINGTON, VA 22203 | HEALTH ALLIANCE MEDICAL PLANS | $17K | — | $17K | 1.80% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | 901 NORTH GLEBE ROAD SUITE 600 ARLINGTON, VA 22203 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $24K | — | $24K | 2.75% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DE INC | 901 NORTH GLEBE ROAD SUITE 600 ARLINGTON, VA 22203 | UPMC HEALTH OPTIONS | $13K | — | $13K | 1.75% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DE INC | LOCKBOX #28852 PO BOX 28852 NEW YORK, NY 10087 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $34K | $34K | 5.53% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADV | C/O BEECHER CARLSON 75 STATE ST STE 1710 BOSTON, MA 02109 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 1.34% |
| BENEFITS INC3 Filed as: BENEFITS, INC. | 9301 S W FREEWAY STE 270 HOUSTON, TX 77074 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 0.49% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. (LA) | LOCKBOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $3K | $300 | $3K | 1.04% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 901 NORTH GLEBE ROAD SUITE 600 ARLINGTON, VA 22203 | HEALTH ALLIANCE MIDWEST, INC. | $6K | — | $6K | 2.47% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF CO LLC | 1873 S BELLAIR ST, STE 600 DENVER, CO 80222 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 3.03% |
| BENEFITS INC3 Filed as: BENEFITS INC. | 9301 S W FREEWAY, STE 270 HOUSTON, TX 77074 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $15 | $13K | 14.92% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADV | C/O BEECHER CARLSON 75 STATE STREET SUITE 1710 BOSTON, MA 02109 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 8.42% |
| EDWIN S PITTAWAY JR INC.3 | 7400 E ARAPAHOE RD STE 205 ENGLEWOOD, CO 80112 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 3.95% |
| DOMINIC N PAOLUCCI3 | 4600 S ULSTER ST STE 1200 DENVER, CO 80237 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.63% |
| BB&H BENEFIT DESIGNS3 | 109 E VICTORIA ST SANTA BARBARA, CA 931012018 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 12.88% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DE INC. | 901 NORTH GLEBE ROAD SUITE 600 ARLINGTON, VA 22203 | UPMC HEALTH OPTIONS | $268 | — | $268 | 8.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 35,443 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,110 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 755 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 37,308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 13 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 41,849 | $27.1M |
| Dental | HMSA HEALTH PLAN | 16 | $32K |
| Vision | VISION SERVICE PLAN | 28,244 | $5.0M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 36,010 | $14.3M |
| Short-term disability(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 34,998 | $7.9M |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 34,998 | $8.4M |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 656 | $4.3M |
| Other(7 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 41,849 | $4.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 41,849 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.