| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC | 9311 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78216 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $332 | $16K | 11.66% |
| UNKNOWN3 | 1409 BRANCHWOOD SAN ANTONIO, TX 78248 | AFLAC | $5K | $316 | $5K | 7.16% |
| UNKNOWN3 | 20502 BLUE TRINITY SAN ANTONIA, TX 78259 | AFLAC | $2K | $98 | $2K | 2.85% |
| UNKNOWN AND OTHER AGENTS3 | 12906 AQUA VALLEY HELOTES, TX 78023 | AFLAC | $2K | $42 | $2K | 2.26% |
| UNKNOWN3 | 40 NE LOOP 410, SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $1K | $103 | $1K | 2.12% |
| UNKNOWN3 | 8019 CEREZO SAN ANTONIO, TX 78250 | AFLAC | $427 | $102 | $529 | 0.75% |
| UNKNOWN3 | 4662 TANNER PEAK SAN ANTONIO, TX 78247 | AFLAC | $299 | $35 | $334 | 0.47% |
| UNKNOWN3 | 9379 VILLAGE LANCE SAN ANTONIO, TX 78250 | AFLAC | $289 | $0 | $289 | 0.41% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC | 9311 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78216 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 19.07% |
| SHELLY L. LISKA3 | 215 LIBERTY LANE PLEASANTON, TX 78064 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $355 | $0 | $355 | 3.49% |
| TIMOTHY J REED Filed as: TIMOTHY COBB | 116 SPINAL LANE KNIGHTGALE, NC 27545 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $98 | $0 | $98 | 0.96% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $78 | $0 | $78 | 0.77% |
| TROY J PALMER3 Filed as: TROY J. PALMER | 15534 CLOVER RIDGE SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $54 | $0 | $54 | 0.53% |
| SA GENERAL AGENCY INC3 Filed as: SA GENERAL AGENCY, INC. | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $38 | $0 | $38 | 0.37% |
| LEONIDES H VILLA3 Filed as: LEONIDES H. VILLA AND OTHER AGENTS | 522 EAST VILLARET BOULEVARD SAN ANTONIO, TX 78221 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25 | $0 | $25 | 0.25% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC | 9311 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78216 | SAFEGUARD HEALTH PLANS, INC. A TEXAS CORPORATION | $718 | $17 | $735 | 8.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 492 | $148K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 492 | $139K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 492 | $149K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 261 | $48K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 492 | $209K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.