| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY INC. | 3611 PAESANOS PARKWAY, SUITE 100 SAN ANTONIO, TX 78231 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $3K | $9K | 8.41% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY INC. | 9311 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78216 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 4.18% |
| JOE P SEEWALD3 Filed as: JOE SEEWALD | 1409 BRANCHWOOD SAN ANTONIO, TX 78248 | AFLAC | $9K | $316 | $10K | 9.82% |
| MJ INSURANCE3 Filed as: JENNIFER TAGGART AND VARIOUS AGENTS | 6405 CORAL CREEK COURT ELLENTON, FL 34222 | AFLAC | $3K | $24 | $3K | 3.18% |
| RICHARD JONES JR3 Filed as: RICHARD JONES JR. | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | AFLAC | $3K | $110 | $3K | 3.01% |
| BRENT FORD3 | 40 NE LOOP 410, SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $3K | $114 | $3K | 2.65% |
| AMANDA ABRIGO3 | 222 MOCKINGBIRD DRIVE COLUMBIA, TN 38401 | AFLAC | $2K | $2 | $2K | 2.04% |
| ABEL I SOLTERO3 Filed as: ABEL SOLTERO | 12906 AQUA VALLEY HELOTES, TX 78023 | AFLAC | $1K | $228 | $1K | 1.43% |
| MICHELLE CARRASCO3 Filed as: MICHELLE CARASCO | 11911 NEWTON TRAIL SAN ANTONIO, TX 78253 | AFLAC | $1K | $18 | $1K | 1.40% |
| SHELLY L. LISKA3 | 215 LIBERTY LANE PLEASANTON, TX 78064 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $588 | $82 | $670 | 4.98% |
| KELLY MELISSA KRISCH3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $119 | $7 | $126 | 0.94% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 116 SPINEL LANE KNIGHTGALE, NC 27545 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $123 | — | $123 | 0.91% |
| TROY J PALMER3 Filed as: TROY J. PALMER | 15534 CLOVER RIDGE SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $81 | $7 | $88 | 0.65% |
| MJ INSURANCE3 Filed as: BILLY ROBERSON AND VARIOUS AGENTS | 17415 SHADY CANYON SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $61 | $11 | $72 | 0.54% |
| SA GENERAL AGENCY INC3 Filed as: SA GENERAL AGENCY INC. | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $52 | $6 | $58 | 0.43% |
| OMAR MENDOZA3 | 26326 ROCKWALL PARKWAY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27 | $8 | $35 | 0.26% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC. | 3611 PAESANOS PARKWAY, SUITE 100 SAN ANTONIO, TX 78231 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $363 | $181 | $544 | 7.90% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY INC. | 9311 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78216 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $221 | — | $221 | 3.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $117K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $110K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $110K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 469 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.