| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 11700 KATY FREEWAY HOUSTON, TX 77079 | AETNA LIFE INSURANCE COMPANY | $9K | $46K | $55K | 1.86% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1900 WEST LOOP SOUTH, SUITE 1600 HOUSTON, TX 77027 | AETNA LIFE INSURANCE COMPANY | $5K | $32K | $37K | 1.25% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 WEST 13TH STREET FORT WORTH, TX 76102 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | $4K | $13K | 12.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 9442 NORTH CAPITAL OF TEXAS HIGHWAY PLAZA 1, SUITE 950 AUSTIN, TX 78759 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $0 | $7K | 6.98% |
| DAWN D STILLWELL3 Filed as: DAWN D. STILLWELL | 135 SOUTH SAGE HOLLOW DRIPPINGS SPRINGS, TX 78620 | AFLAC | $3K | $488 | $4K | 3.80% |
| SHELLY WIEGAND3 Filed as: SHELLY WIEGAND AND OTHER AGENTS | 2607 ARMATRADING DRIVE CEDAR PARK, TX 78613 | AFLAC | $3K | $0 | $3K | 3.33% |
| JENNIFER R THOM3 Filed as: JENNIFER R. THOM | 11710 BIG TRL AUSTIN, TX 78759 | AFLAC | $1K | $134 | $2K | 1.67% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 WEST 13TH STREET FORT WORTH, TX 76102 | AFLAC | $2K | $0 | $2K | 1.61% |
| JEROME JEFFREY PESEK3 | 12566 MESA VERDE DRIVE AUSTIN, TX 78737 | AFLAC | $1K | $134 | $1K | 1.28% |
| ROSA NIDYA BARNETT3 | 12307 KLONDIKE RUSH POINT AUSTIN, TX 78726 | AFLAC | $1K | $191 | $1K | 1.23% |
| JENNIFER L VERHAEGHE3 Filed as: JENNIFER L. VERHAEGHE | PO BOX 80685 BILLINGS, MT 59108 | AFLAC | $846 | $0 | $846 | 0.87% |
| KACY LAVENDER4 Filed as: KACY K. LAVENDER | 307 SPRING CREEK MOODY, TX 76557 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $1K | $0 | $1K | 11.17% |
| HIGGINBOTHAM INS AGENCY INC4 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76101 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $726 | $0 | $726 | 7.06% |
| KEVIN PUTNAM4 | 3499 RANCH ROAD 620 SOUTH APARTMENT M 2201 AUSTIN, TX 78738 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $98 | $0 | $98 | 0.95% |
| CATALANO CONSULTING AND INS. SVCS.4 | 1095 EVERGREEN CIRCLE, SUITE 200 THE WOODLANDS, TX 77380 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $34 | $0 | $34 | 0.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 385 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 392 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 417 | $3.0M |
| Dental | AETNA LIFE INSURANCE COMPANY | 417 | $3.0M |
| Vision | AETNA LIFE INSURANCE COMPANY | 417 | $3.0M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 385 | $103K |
| Short-term disability | AFLAC | 177 | $97K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 417 | $3.0M |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 484 | $221K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 484 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.