| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 421 W 3RD ST STE 800 FORT WORTH, TX 761023749 | BLUECROSS BLUESHIELD OF TEXAS | — | $792 | $792 | 0.22% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC. | PO BOX 61187 VIRGINIA BEACH, VA 234661187 | BLUECROSS BLUESHIELD OF TEXAS | — | — | $0 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 218060 HOUSTON, TX 77218 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $497 | $9K | 16.51% |
| D&I INTERNATIONAL PARTNERS INC3 | 449 EL CAMINO DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $385 | $327 | $712 | 1.35% |
| JACQUELINE PAPKE GONZALEZ | 5552 FERNWOOD CIR EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $564 | — | $564 | 1.07% |
| MERKI BENEFITS ADMINISTRATION LLC Filed as: MERKI BENEFITS ADMINISTRATION LIC | 326 VILLA CANTO EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $176 | $324 | $500 | 0.95% |
| SEAMAN ENTERPRISES INC3 | 924 LAS AVES PL EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $352 | $145 | $497 | 0.94% |
| MARGARITA CANALES | 6201 ESCONDIDO DR APT 11-A EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $376 | $115 | $491 | 0.93% |
| NORMA SIBONEY LOPEZ | 1037 CHRISTY AVE EL PASO, TX 79907 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $420 | $60 | $480 | 0.91% |
| MARIA GRACIELA PAMANES | 7505 EAGLE VISTA DR EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $179 | $63 | $242 | 0.46% |
| CECILIA MARTINEZ MACKAY | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $166 | $53 | $219 | 0.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 421 W 3RD ST STE 800 FORT WORTH, TX 76102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $202 | $4 | $206 | 0.39% |
| LUISA IVETH DE STEFANO | 1265 SOUTHWESTERN DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $167 | $12 | $179 | 0.34% |
| G ZUBIA ENTERPRISES INC3 | 2417 MONTANA AVE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | $29 | $149 | 0.28% |
| EDGAR IVAN MUNOZ LUNA3 | 7313 KIOWA CREEK EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $130 | $9 | $139 | 0.26% |
| FABIOLA VILLA | 232 THREE RIVERS DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $14 | $126 | 0.24% |
| ANGELA RENEE HERNANDEZ3 | 12613 PASCO RAE AVENUE EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $101 | $1 | $102 | 0.19% |
| ANDRES LOPEZ3 | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $97 | $2 | $99 | 0.19% |
| JUAN JOSE MACIAS | 457 LAS PALOMAS EL PASO, TX 79905 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | $9 | $69 | 0.13% |
| THOMAS SNYDER | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $31 | $48 | 0.09% |
| ELISABETH CHESHIRE CHAVEZ3 | 7386 BRAYS LANDING DRIVE EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.06% |
| LAURA CRISTINA MORENO | 304 IGNACIO ST APT B EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.06% |
| TIMOTHY J REED Filed as: TIMOTHY COBB | 116 SPINEL LN KNIGHTGALE, NC 27545 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $13 | $24 | 0.05% |
| DANIEL ROJAS3 | 6680 CABANA DEL SOL EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.04% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $2 | $12 | 0.02% |
| MARTHA GABRIELA DOMINGUEZ | 753 VILLA FLORES DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| RON ROSENSTEIN3 | 3711 N STANTON ST EL PASO, TX 79902 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| KAREN HAZEL GARCIA3 | 301 LOMONT DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| JORGE DUENAS3 | 6840 CACTUS THRUSH DRIVE EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| ZACHARY HUNYADI ALICEA3 Filed as: ZACHARY HUNYADI ALICIA | 1600 RESLER DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| MICHAEL HERNANDEZ3 | 3604 ALHAMBRA LN EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| VANESSA CARRASCO3 | 1282 ZELLIGE ST EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| WESLEY DORMAN3 | 200 SHADOW MOUNTAIN EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| KAITLYN ELIZABETH NEALIS3 | 7049 WESTWIND DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 234661187 | METROPOLITAN LIFE INSURANCE COMPANY | $909 | $57 | $966 | — |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC. | 421 W THIRD ST STE 800 FORT WORTH, TX 76102 | METROPOLITAN LIFE INSURANCE COMPANY | — | $45 | $45 | — |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 421 W 3RD ST STE 800 FORT WORTH, TX 761023749 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 264 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 75 | $367K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 264 | $0 |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 264 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 264 | $0 |
| Other(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 391 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 391 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.