| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC. | 421 W 3RD ST STE 800 FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $19K | $2K | $21K | 4.93% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 421 W 3RD ST STE 800 FORT WORTH, TX 76102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $1K | $9K | 15.66% |
| SEAMAN ENTERPRISES INC3 | 924 LAS AVES PL EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $4K | $6K | 10.81% |
| D&I INTERNATIONAL PARTNERS INC3 | 449 EL CAMINO DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $3K | 5.46% |
| ANGELA RENEE HERNANDEZ3 | 1115 JOHN PHELAN EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $773 | $464 | $1K | 2.17% |
| ELISABETH CHESHIRE CHAVEZ | 6380 FRANKLIN GATE DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $891 | $57 | $948 | 1.66% |
| ANDRES LOPEZ3 | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $545 | $84 | $629 | 1.10% |
| RON ROSENSTEIN3 | 3711 N STANTON ST EL PASO, TX 79902 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $476 | $83 | $559 | 0.98% |
| DANIEL ROJAS3 | 6680 CABANA DEL SOL EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $405 | $23 | $428 | 0.75% |
| G ZUBIA ENTERPRISES INC3 | 2417 MONTANA AVE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $215 | $171 | $386 | 0.68% |
| JORGE DUENAS3 | 6840 CACTUS THRUSH DRIVE EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $199 | $97 | $296 | 0.52% |
| ZACHARY HUNYADI ALICEA3 Filed as: ZACHARY HUNYADI ALICIA | 7990 ARTCRAFT RD APT 17 EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $217 | $27 | $244 | 0.43% |
| PAULINA FOURZAN3 | 6840 CACTUS THRUSH EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $180 | $16 | $196 | 0.34% |
| ANGELA LOWENBERG3 | 4424 FINCH WAY EL PASO, TX 79922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $182 | $2 | $184 | 0.32% |
| MICHAEL HERNANDEZ3 | 3604 ALHAMBRA LN EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $79 | $55 | $134 | 0.23% |
| ERIC CHRISTOPHER LOWENBERG3 | 4424 FINCH WAY EL PASO, TX 79922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $121 | — | $121 | 0.21% |
| JOSEPH ANTONY GOMEZ3 | 1930 TROSPER RD SW TUMWATER, WA 98512 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $116 | — | $116 | 0.20% |
| JOAQUIN MANUEL DAVILA3 | 221 N KANSAS ST STE 729 EL PASO, TX 79901 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $67 | $20 | $87 | 0.15% |
| AUSTIN DUNSTON3 | 1220 COYOTE LN EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | $12 | $86 | 0.15% |
| BRYAN STEVEN PALMA3 | 10660 CARDIGAN DR EL PASO, TX 79935 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | — | $85 | 0.15% |
| KEN WEESE3 | 1768 GAMBEL QUAIL DR EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | $3 | $84 | 0.15% |
| VANESSA CARRASCO3 | 1516 JIM COLBERT LANE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | $2 | $74 | 0.13% |
| WESLEY DORMAN3 | 200 SHADOW MOUNTAIN EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | $18 | $60 | 0.11% |
| EDGAR IVAN MUNOZ LUNA3 | 7313 KIOWA CREEK EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | $1 | $37 | 0.06% |
| MAYRA ODILETTE VILLALOBOS | 14037 LAGO SECO EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $4 | $28 | 0.05% |
| JESUS RAMIREZ3 | 10910 STACI LN EL PASO, TX 79927 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.04% |
| KAREN HAZEL GARCIA3 | 301 LOMONT DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $18 | $23 | 0.04% |
| CARLOS MANCILLA-MARTINEZ3 | 536 REGENCY DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| PRISCILLA HERNANDEZ3 | 12441 ROBERT DAVID EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS FT WORTH | 421 W THIRD ST STE 800 FORT WORTH, TX 76102 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $85 | — | $85 | 9.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 84 | $430K |
| Vision | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 91 | $905 |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 139 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.