| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN V. WYSONG3 Filed as: JOHN WYSONG | 601 EMBASSY OAKS, SUITE 101 SAN ANTONIO, TX 78279 | UNITED CONCORDIA INSURANCE COMPANY | $23K | — | $23K | 10.02% |
| WEEKS & ASSOCIATES3 | PO BOX 780638 SAN ANTONIO, TX 782785071 | JOHN HANCOCK LIFE INSURANCE COMPANY | $10K | — | $10K | 7.45% |
| OLDHAM C. WEEKS Filed as: OLDHAM C. WEEKS (BB10408) | 12706 CRANES MILL SAN ANTONIO, TX 78230 | HUMANA INSURANCE COMPANY | $26K | — | $26K | 20.00% |
| OLDHAM C. WEEKS3 | 12706 CRANES MILL SAN ANTONIO, TX 78230 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $11K | — | $11K | 10.00% |
| JOHN MIKE COLLINS3 | 1620 MAIN STREET, SUITE 5 SARASOTA, FL 342365824 | MONUMENTAL LIFE INSURANCE COMPANY | $401 | — | $401 | 9.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,744 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 543 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 661 | $5.1M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 566 | $233K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 1,965 | $373K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,662 | $1.2M |
| Prescription drug(4 contracts, 4 carriers) | EXPRESS SCRIPTS, INC | 645 | $2.1M |
| Other(6 contracts, 5 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,744 | $614K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,744 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.