See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 15 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 14 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $1.7M |
| AON NONE | Contract Administrator; Direct payment from the plan Service code 13 | 200 E RANDOLPH ST CHICAGO, IL 60601 | $535K |
| CURALINC, LLC EIN 33-1206383 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $138K |
| LIBERTY MUTUAL NONE | Direct payment from the plan; Insurance services Service code 23 | 175 BERKELEY STREET BOSTON, MA 02116 | $75K |
| DISCOVERY BENEFITS NONE | Direct payment from the plan; Contract Administrator Service code 13 | 4321 20 TH AVENUE S FARGO, ND 58103 | $53K |
| EQUIFAX INC. NONE | Legal; Direct payment from the plan Service code 29 | P.O. BOX 740241 ATLANTA, GA 30374 | $45K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 77 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 246 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,507 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 2,279 | $691K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL INSURANCE COMPANY | 7,462 | $3.0M |
| Vision | VISION SERVICE PLAN | 3,417 | $626K |
| Life insurance(3 contracts, 3 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,184 | $1.7M |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 2,145 | $359K |
| Long-term disability(5 contracts, 4 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,278 | $740K |
| Other(6 contracts, 5 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,265 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,462 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.