| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 200 E RANDOLPH ST CHICAGO, IL 60601 | DELTA DENTAL INSURANCE COMPANY | $180K | — | $180K | 4.61% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE | 9500 LAKESIDE BLVD THE WOODLAND, TX 77381 | DELTA DENTAL INSURANCE COMPANY | $15K | — | $15K | 0.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | VISION SERVICE PLAN | $84K | — | $84K | 10.00% |
| AON CONSULTING INC3 | 5555 SAN FELIPE ST STE 1500 HOUSTON, TX 77056 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $114K | — | $114K | 14.00% |
| AON CONSULTING INC3 | 5555 SAN FELIPE ST STE 1500 HOUSTON, TX 77056 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $65K | — | $65K | 14.00% |
| AON CONSULTING INC3 | 1 PIEDMONT CTR NE STE 600 ATTN M BROWNING ATLANTA, GA 303051501 | METROPOLITAN LIFE INSURANCE COMPANY | $52K | $31 | $52K | 18.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $49 | $49 | 0.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. DBA AON | CONSULTING OF NEW JERSY 9500 LAKESIDE BLVD, BLDG 1, THE WOODLANDS, TX 77381 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $23K | — | $23K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1300 POST OAK BLVD # 900 HOSUTON, TX 770563089 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $5K | — | $5K | 13.88% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. DBA | AON CONSULTING OF NEW JERSEY 9500 LAKESIDE BLVD, BLDG 1 THE WOODLANDS, TX 77381 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | $816 | — | $816 | 10.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1300 POST OAK BLVD # 900 HOSUTON, TX 770563089 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $979 | — | $979 | 14.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE EIN 41-1289245 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $2.6M |
| THE VITALITY GROUP LLC EIN 45-0644624 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $334K |
| ADP INC. (COBRA SERVICES) EIN 13-3036745 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $276K |
| THE JELLYVISION LAB, INC. NONE | Other services; Direct payment from the plan Service code 49 | 848 W. EASTMAN ST. SUITE 104 CHICAGO, IL 60642 | $55K |
| DISCOVERY BENEFITS NONE | Direct payment from the plan; Contract Administrator Service code 13 | 4321 20TH AVENUE S FARGO, ND 58103 | $50K |
| LIBERTY MUTUAL NONE | Direct payment from the plan; Insurance services Service code 23 | 175 BERKELEY STREET BOSTON, MA 02116 | $50K |
| EQUIFAX INC. NONE | Legal; Direct payment from the plan Service code 29 | P.O. BOX 740241 ATLANTA, GA 30374 | $48K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,827 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 73 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 63 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,963 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1 | $39K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL INSURANCE COMPANY | 9,008 | $3.9M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 3,956 | $883K |
| Life insurance(4 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,374 | $1.5M |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,449 | $712K |
| Other(6 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,443 | $781K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,008 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.