No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IMA, INC. EIN 20-2557329 CONSULTING/ACTUARIAL | Direct payment from the plan; Actuarial; Consulting fees Service code 11 | — | $50K |
| SUMMIT FINANCIAL GROUP EIN 73-1324497 ADMINISTRATION | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 13 | — | $38K |
| SHEET METAL WORKERS LOCAL 270 EIN 73-0490789 LOCAL UNION | Direct payment from the plan; Accounting (including auditing); Other services Service code 10 | — | $35K |
| SHARON BAKER CONSULTING | Consulting fees Service code 70 | 1863 NORTH 105TH EAST AVENUE TULSA, OK 74116 | $11K |
| BRYAN, LITTLE, HALEY & KENT PC EIN 73-0941849 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $11K |
| BARBARA WAGGONER CONSULTING | Consulting fees Service code 70 | 1863 NORTH 105TH EAST AVENUE TULSA, OK 74116 | $9K |
| UBS FINANCIAL SERVICES INC EIN 13-2638166 INVESTMENT MANAGEMENT | Account maintenance fees; Other fees; Distribution (12b-1) fees; Securities brokerage commissions and fees; Investment advisory (plan) Service code 27 | — | $8K |
| UNION INSURANCE GROUP EIN 36-4226088 BONDING | Insurance services Service code 23 | — | $8K |
| MONAGHAN & ASSOCIATES, PC EIN 73-1462892 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $7K |
| MERRILL LYNCH EIN 13-5674085 INVESTMENT MANAGEMENT | Custodial (securities); Investment management; Investment advisory (plan) Service code 19 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 590 | $1.5M |
| Dental | BLUE CROSS BLUE SHIELD OKLAHOMA | 563 | $119K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 178 | $9K |
| Long-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 178 | $9K |
| Prescription drug | RXADVANCE | 216 | $0 |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE CO. | 220 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 590 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.