See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IMA, INC. EIN 20-2557329 CONSULTING/ACTUARIAL | Actuarial; Consulting fees; Direct payment from the plan Service code 11 | — | $50K |
| SUMMIT FINANCIAL GROUP EIN 73-1324497 ADMINISTRATION | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Contract Administrator Service code 13 | — | $38K |
| SHEET METAL WORKERS LOCAL 270 EIN 73-0490789 LOCAL UNION | Accounting (including auditing); Other services; Direct payment from the plan Service code 10 | — | $35K |
| SHARON BAKER CONSULTING | Consulting fees Service code 70 | 1863 NORTH 105TH EAST AVENUE TULSA, OK 74116 | $11K |
| BRYAN, LITTLE, HALEY & KENT PC EIN 73-0941849 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $11K |
| BARBARA WAGGONER CONSULTING | Consulting fees Service code 70 | 1863 NORTH 105TH EAST AVENUE TULSA, OK 74116 | $9K |
| UBS FINANCIAL SERVICES INC EIN 13-2638166 INVESTMENT MANAGEMENT | Securities brokerage commissions and fees; Account maintenance fees; Other fees; Investment advisory (plan); Distribution (12b-1) fees Service code 27 | — | $8K |
| UNION INSURANCE GROUP EIN 36-4226088 BONDING | Insurance services Service code 23 | — | $8K |
| MONAGHAN & ASSOCIATES, PC EIN 73-1462892 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $7K |
| MERRILL LYNCH EIN 13-5674085 INVESTMENT MANAGEMENT | Investment management; Custodial (securities); Investment advisory (plan) Service code 19 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 590 | $1.5M |
| Dental | BLUE CROSS BLUE SHIELD OKLAHOMA | 563 | $119K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 178 | $9K |
| Long-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 178 | $9K |
| Prescription drug | RXADVANCE | 216 | $0 |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE CO. | 220 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 590 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.