| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC. Filed as: IMA INC | 1705 17TH ST SUITE 100 DENVER, CO 80202 | SYMETRA LIFE INSURANCE COMPANY | — | $54K | $54K | 4.05% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $85 | $6K | 2.47% |
| IMA, INC. Filed as: IMA INC. | PO BOX 733835 DALLAS, TX 75373 | VISION SERVICE PLAN | $2K | — | $2K | 3.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR CONTRACT ADMINISTRATOR | Contract Administrator; Direct payment from the plan Service code 13 | 115 W WAUSAU AVE WAUSAU, WI 54401 | $147K |
| COX, HOLSTED, & DIMICK CONTRACT ADMINISTRATOR | Direct payment from the plan; Contract Administrator Service code 13 | 3717 NW 63RD ST STE 100 OKLAHOMA CITY, OK 73116 | $39K |
| MCAFEE & TAFT EIN 73-0781676 ATTORNEY | Legal; Direct payment from the plan; Consulting fees Service code 29 | 211 N ROBINSON 10TH FL OKLAHOMA CITY, OK 73102 | $30K |
| MORROW & CO. LLC EIN 48-1142797 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | 10500 E BERKELEY SQ PKWY WICHITA, KS 67206 | $21K |
| IMA INC EIN 26-3811485 CONSULTANT | Direct payment from the plan; Consulting fees Service code 50 | 1705 17TH ST DENVER, CO 80202 | $20K |
| RBC WEALTH MANAGEMENT INVESTMENT MANAGEMENT | Direct payment from the plan; Investment advisory (plan) Service code 27 | 100 CRESCENT COURT 1500 DALLAS, TX 75201 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 314 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 68 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 382 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,330 | $245K |
| Vision | VISION SERVICE PLAN | 309 | $57K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 315 | $132K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 315 | $132K |
| Prescription drug | RXBENEFITS, INC. | 304 | $0 |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 310 | $1.3M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 315 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,330 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.