| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA, INC.-KS | P.O. BOX 2992 WICHITA, KS 67201 | BERKLEY LIFE AND HEALTH INSURANCE CO. | $26K | — | $26K | 3.00% |
| IMA, INC.3 Filed as: IMA, INC.-KS | P.O. BOX 2992 WICHITA, KS 67201 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $1K | $7K | 2.86% |
| IMA, INC.3 Filed as: IMA, INC.-KS | 1705 17TH ST. DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA-LIFE INSURANCE | $2K | — | $2K | 7.18% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP AND PENSION ADMINISTRATORS EIN 75-2148164 CLAIMS PROCESSING | Claims processing Service code 12 | — | $54K |
| HEALTHSCOPE BENEFITS, INC. EIN 71-0847266 CLAIMS PROCESSING | Claims processing Service code 12 | — | $52K |
| IMA, INC. CONSULTANT | Consulting fees Service code 70 | 1705 17TH STREET, SUITE 100 DENVER, CO 80202 | $50K |
| DIMICK, HYDE, & LEWIS CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 3717 NW 63RD STREET, SUITE 100 OKLAHOMA CITY, OK 73116 | $32K |
| ARGENT INSTITUTIONAL SERVICES, LLC EIN 27-2388726 INVESTMENT CONSULTING | Consulting fees; Consulting (general); Investment advisory (plan) Service code 16 | — | $31K |
| BRYAN, LITTLE, HALEY & KENT PC EIN 73-0941849 AUDITOR | Accounting (including auditing) Service code 10 | — | $17K |
| MCAFEE & TAFT EIN 73-0781676 LEGAL | Legal; Consulting fees Service code 29 | — | $9K |
| WORKER ASSISTANCE PROGRAM EIN 74-1847991 COUNSELING | Consulting (general) Service code 16 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 318 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,571 | $245K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA-LIFE INSURANCE | 323 | $25K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INSURANCE CO. | 316 | $873K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,571 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.