| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHASE CAIN3 | 2206 N. CLEVELAND ST. LITTLE ROCK, AR 72207 | USABLE LIFE | $5K | — | $5K | 1.93% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $5K | — | $5K | 1.92% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $2K | — | $2K | 0.55% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $1K | — | $1K | 0.45% |
| CHASE CAIN3 | 2206 N. CLEVELAND ST. LITTLE ROCK, AR 72207 | USABLE LIFE | $2K | — | $2K | 2.32% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $1K | — | $1K | 1.45% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS & BLUE SHIELD | 601 SOUTH GAINES ST. LITTLE ROCK, AR 72201 | USABLE LIFE | $482 | — | $482 | 0.66% |
| MARIA VANDYKE3 Filed as: MARIA VAN DYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $442 | — | $442 | 0.61% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $361 | — | $361 | 0.50% |
| SUNSTAR INSURANCE GROUP LLC3 Filed as: SUNSTAR INSURANCE GROUP | 460 OIL WELL ROAD JACKSON, TN 38305 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 7.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $111 | — | $111 | 20.07% |
| MEDICAL AIR SERVICES ASSOCIATION FL3 Filed as: MEDICAL AIR SERVICES ASSOCIATION, I | 1250 S. PINE ISLAND ROAD, SUITE 500 PLANTATION, FL 33324 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $92 | — | $92 | 16.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 529 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 536 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL AIR SERVICES ASSOCIATION, INC. | 44 | $553 |
| Dental(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 834 | $232K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 834 | $54K |
| Life insurance | USABLE LIFE | 529 | $283K |
| Short-term disability | USABLE LIFE | 529 | $283K |
| Long-term disability | USABLE LIFE | 529 | $283K |
| Other | USABLE LIFE | 148 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.