| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID FERGUSON | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $7K | — | $7K | 2.54% |
| STEPHEN COMPTON | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $4K | — | $4K | 1.62% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $1K | — | $1K | 0.46% |
| JERRY DUNCAN | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $988 | — | $988 | 0.37% |
| DAVID FERGUSON | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $2K | — | $2K | 2.95% |
| STEPHEN COMPTON | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $1K | — | $1K | 1.59% |
| BLUE CROSS BLUE SHIELD OF FLORIDA Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 601 SOUTH GAINES ST. LITTLE ROCK, AR 72201 | USABLE LIFE | $418 | — | $418 | 0.54% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $383 | — | $383 | 0.50% |
| JERRY DUNCAN | C/O ARKANSAS BLUE CROSS BLUE SHIELD 576 EAST MILSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $316 | — | $316 | 0.41% |
| SUNSTAR INSURANCE GROUP LLC Filed as: SUNSTAR INSURANCE GROUP | 460 OIL WELL ROAD JACKSON, TN 38305 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 8.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 610 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 616 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 767 | $344K |
| Vision | DELTA DENTAL OF ARKANSAS | 905 | $31K |
| Life insurance | USABLE LIFE | 610 | $264K |
| Short-term disability | USABLE LIFE | 610 | $264K |
| Long-term disability | USABLE LIFE | 610 | $264K |
| Other | USABLE LIFE | 120 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 905 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.