| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NORTH AMERICAN INSURANCE AGENCY3 Filed as: NORTH AMERICAN INS AGCY OF LAWTON | 10 SW 2ND STREET, SUITE 1 LAWTON, OK 73501 | BLUECROSS BLUESHIELD OF OKLAHOMA | $41K | $0 | $41K | 1.98% |
| THE LILLARD COMPANY LLC3 Filed as: THE LILLARD COMPANY, LLC. | 10500 SOUTH 587 ROAD MIAMI, OK 74354 | BLUECROSS BLUESHIELD OF OKLAHOMA | $16K | — | $16K | 0.76% |
| INSURICA, INC.3 Filed as: INSURICA INSURANCE SERVICES, LLC | UNKNOWN LAWTON, OK 73502 | BLUECROSS BLUESHIELD OF OKLAHOMA | $5K | — | $5K | 0.25% |
| NORTH AMERICAN INSURANCE AGENCY3 Filed as: NORTH AMERICAN INS AGCY OF LAWTON | 10 SW 2ND STREET, SUITE 1 LAWTON, OK 73501 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | — | $14K | 7.62% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BOULEVARD, SUITE 200 HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $3K | $10K | 5.29% |
| THE LILLARD COMPANY LLC3 Filed as: THE LILLARD COMPANY, LLC | 10500 SOUTH 587 ROAD MIAMI, OK 74354 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 3.12% |
| NORTH AMERICAN INSURANCE AGENCY3 | 10 SW 2ND STREET, SUITE 1 LAWTON, OK 73501 | DELTA DENTAL | $5K | — | $5K | 6.04% |
| THE LILLARD COMPANY LLC3 Filed as: LILLARD COMPANY, LLC | 10500 SOUTH 587 ROAD MIAMI, OK 74354 | DELTA DENTAL | $2K | — | $2K | 1.96% |
| INSURICA, INC.3 | 5100 NORTH CLASSEN BOULEVARD OKLAHOMA CITY, OK 73118 | HEALTHIESTYOU | $6K | — | $6K | 10.80% |
| THE LILLARD COMPANY LLC3 | 10500 SOUTH 587 ROAD MIAMI, OK 74354 | HEALTHIESTYOU | $2K | — | $2K | 4.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 325 | $2.1M |
| Dental | DELTA DENTAL | 263 | $80K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 355 | $180K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 355 | $180K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 355 | $180K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 355 | $180K |
| Prescription drug | BLUECROSS BLUESHIELD OF OKLAHOMA | 325 | $2.1M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 355 | $236K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 355 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.