| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TROY E. JONES3 Filed as: TROY EMERY JONES | 3621 NW 63RD STE A1 OKLAHOMA CITY, OK 73116 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $47K | $49K | 2.08% |
| TROY E. JONES3 Filed as: TROY E JONES | 3621 NW 63RD STE A1 OKLAHOMA CITY, OK 73116 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $0 | $12K | 7.65% |
| TROY E. JONES3 Filed as: TROY E JONES | 3621 NW 63RD, STE. A1 OKLAHOMA CITY, OK 73116 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 15.00% |
| RICHARD C. DEFALCO3 Filed as: RICHARD C DEFALCO | 4704 CHYSTAL LAKE NORMAN, OK 73072 | AFLAC | $2K | $30 | $2K | 4.33% |
| CYNTHIA A. HAWKINSON3 Filed as: CYNTHIA A HAWKINSON | PO BOX 288 CHELSEA, OK 74016 | AFLAC | $1K | $9 | $1K | 2.52% |
| MARK EDWIN SCHMITZ3 | 1512 W TRENTON ST BROKEN ARROW, OK 74012 | AFLAC | $561 | $2 | $563 | 1.29% |
| TERRA D WOOD3 | 300 TECUMSEH RIDGE RD NORMAN, OK 73069 | AFLAC | $504 | $5 | $509 | 1.17% |
| JAMES D GRACE3 | 4401 HIGHLAND HILLS DR NORMAN, OK 73026 | AFLAC | $266 | $0 | $266 | 0.61% |
| SHANE M OWEN3 | 8413 NW 106TH ST OKLAHOMA CITY, OK 73162 | AFLAC | $203 | $0 | $203 | 0.47% |
| BRIAN K EVERETT3 | 1260 SANDPIPER DR BLANCHARD, OK 73010 | AFLAC | $140 | $7 | $147 | 0.34% |
| CAROL KAY JOHNSTON3 | 3925 S. JEFFERSON AVE APT 38 SPRINGFIELD, MO 65807 | AFLAC | $146 | $0 | $146 | 0.34% |
| TORREY A AMSTUTZ3 | 1125 E LAKEWOOD ST SPRINGFIELD, MO 65810 | AFLAC | $36 | $0 | $36 | 0.08% |
| SEFORA BILLUPS3 | 1553 STATE HIGHWAY Y FORSYTH, MO 65653 | AFLAC | $28 | $0 | $28 | 0.06% |
| SIMONE A HITE3 | 2114 E WAYLAND ST SPRINGFIELD, MO 65804 | AFLAC | $24 | $0 | $24 | 0.06% |
| SEAN SMITH MANAGEMENT LLC3 | 21408 B ST ELKHORN, NE 68022 | AFLAC | $21 | $0 | $21 | 0.05% |
| DAVID H SEVON3 | 7651 W CARL AVE SPRINGFIELD, MO 65802 | AFLAC | $19 | $0 | $19 | 0.04% |
| LINDA R. HARRISON3 Filed as: LINDA R HARRISON | 3606 LIBERTY DR MOORE, OK 73160 | AFLAC | $18 | $0 | $18 | 0.04% |
| ZACHARY L SMITH3 | 3000 E DIVISION ST STE A SPRINGFIELD, MO 65802 | AFLAC | $13 | $0 | $13 | 0.03% |
| WELLS MANAGEMENT LLC3 | 11725 SE 960 PVT RD COLLINS, MO 64738 | AFLAC | $12 | $0 | $12 | 0.03% |
| JOHN N KARR3 | 907 S DETROIT AVE STE 905 TULSA, OK 74120 | AFLAC | $7 | $2 | $9 | 0.02% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $8 | $0 | $8 | 0.02% |
| SHAWN R. GRANDI3 Filed as: SHAWN R GRANDI | 2009 EAGLE DR EDMOND, OK 73034 | AFLAC | $7 | $0 | $7 | 0.02% |
| BOBBY R STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $4 | $0 | $4 | 0.01% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $3 | $0 | $3 | 0.01% |
| DONNA BAILEY3 Filed as: DONNA M BAILEY | 902 S ANN DR MARSHALL, MO 65340 | AFLAC | $1 | $0 | $1 | 0.00% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $1 | $0 | $1 | 0.00% |
| JANET ZENTMIRE RIGSBY3 | 801 MELANAE CT LIBERTY, MO 64068 | AFLAC | $1 | $0 | $1 | 0.00% |
| CONSTANCE I LAGER3 | 5109 NE 55TH TERRACE KANSAS CITY, MO 64119 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 531 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 531 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 531 | $2.4M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 263 | $213K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 263 | $159K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 263 | $256K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 531 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.