| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TROY E. JONES3 | 3621 NW 63RD, STE. A1 OKLAHOMA CITY, OK 73116 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | $47K | $49K | 2.27% |
| TROY E. JONES3 | 3621 NW 63RD, STE. A1 OKLAHOMA CITY, OK 73116 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 8.00% |
| RICHARD C. DEFALCO3 Filed as: RICHARD C. DELFALCO | 4704 CRYSTAL LAKE RD NORMAN, OK 73072 | AFLAC | $2K | $263 | $2K | 4.03% |
| CYNTHIA A. HAWKINSON3 Filed as: CYNTHIA A HAWKINSON | P.O. BOX 288 CHELSEA, OK 74016 | AFLAC | $1K | $263 | $2K | 3.07% |
| MARK EDWIN SCHMITZ3 | 1512 W TRENTON ST BROKEN ARROW, OK 74012 | AFLAC | $696 | $47 | $743 | 1.34% |
| TERRA D WOOD3 Filed as: TERRA D. WOOD | 300 TECUMSEH RIDGE RD NORMAN, OK 73069 | AFLAC | $645 | $53 | $698 | 1.26% |
| JAMES D GRACE3 | 4401 HIGHLAND HILLS DR NORMAN, OK 73026 | AFLAC | $329 | $46 | $375 | 0.68% |
| CAROL KAY JOHNSTON3 | 3449 E LOREN ST SPRINGFIELD, OK 65809 | AFLAC | $372 | $0 | $372 | 0.67% |
| SHANE M OWEN3 | 8413 NW 106TH ST OKLAHOMA CITY, OK 73162 | AFLAC | $251 | $0 | $251 | 0.45% |
| BRIAN K EVERETT3 | 2160 SANDPIPER DR BLANCHARD, OK 73010 | AFLAC | $125 | $53 | $178 | 0.32% |
| SEFORA BILLUPS3 | 1553 STATE HIGHWAY Y FORSYTH, MO 65653 | AFLAC | $111 | $0 | $111 | 0.20% |
| ZACHARY L SMITH3 | 3000 E DIVISION ST, STE A SPRINGFIELD, OK 65802 | AFLAC | $53 | $0 | $53 | 0.10% |
| TORREY A AMSTUTZ3 | 1125 E LAKEWOOD ST SPRINGFIELD, MO 65810 | AFLAC | $45 | $0 | $45 | 0.08% |
| SEAN SMITH MANAGEMENT LLC3 | 21408 B STREET ELKHORN, OK 68022 | AFLAC | $37 | $0 | $37 | 0.07% |
| LINDA R. HARRISON3 Filed as: LINDA R HARRISON | 3606 LIBERTY DRIVE MOORE, OK 73160 | AFLAC | $35 | $0 | $35 | 0.06% |
| SIMONE A HITE3 | 2114 E WAYLAND ST SPRINGFIELD, MO 65804 | AFLAC | $28 | $0 | $28 | 0.05% |
| DAVID H SEVON3 | 7651 W CARL AVE SPRINGFIELD, MO 65802 | AFLAC | $25 | $0 | $25 | 0.05% |
| JOHN N KARR3 | 907 S DETROIT AVE STE 905 TULSA, OK 74120 | AFLAC | $14 | $1 | $15 | 0.03% |
| SHAWN R. GRANDI3 Filed as: SHAWN R GRANDI | 2009 EAGLE DR EDMOND, OK 73034 | AFLAC | $14 | $0 | $14 | 0.03% |
| JEREMY FRYE & ASSOCIATES INC3 Filed as: JEREMY FRYE AND ASSOCIATES INC | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $12 | $0 | $12 | 0.02% |
| WELLS MANAGEMENT LLC3 | 11725 SE 960 PVT RD COLLINS, MO 64738 | AFLAC | $11 | $0 | $11 | 0.02% |
| BOBBY R STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $9 | $0 | $9 | 0.02% |
| FAITH ELLEN NIX3 | 11803 RED OAK WAY OKLAHOMA CITY, OK 73162 | AFLAC | $7 | $0 | $7 | 0.01% |
| LARRY D DENNY3 | POST OFFICE BOX 306 WETUMKA, OK 74883 | AFLAC | $6 | $0 | $6 | 0.01% |
| EARLENNE DYANN PINGLETON3 | 21544 NCR 3320 WYNNEWOOD, OK 73098 | AFLAC | $6 | $0 | $6 | 0.01% |
| BRAD N WOOD3 | 12512 N COUNTY ROAD 3232 PAOLI, OK 73074 | AFLAC | $3 | $0 | $3 | 0.01% |
| CONSTANCE I LAGER3 | 5109 NE 55TH TERRACE KANSAS CITY, MO 64119 | AFLAC | $3 | $0 | $3 | 0.01% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S. STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $2 | $0 | $2 | 0.00% |
| RYAN WESNER3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $1 | $0 | $1 | 0.00% |
| RYAN J HALLAM3 | 9124 N FARM ROAD 173 SPRINGFIELD, MO 65803 | AFLAC | $1 | $0 | $1 | 0.00% |
| JEREMY FRYE & ASSOCIATES INC3 Filed as: JEREMY J FRYE | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $1 | $0 | $1 | 0.00% |
| WESNER ENTERPRISES LLC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $1 | $0 | $1 | 0.00% |
| DONNA BAILEY3 Filed as: DONNA M BAILEY | 902 S ANN DRIVE MARSHALL, MO 65340 | AFLAC | $1 | $0 | $1 | 0.00% |
| JANET ZENTMIRE RIGSBY3 | 801 MELANAE COURT LIBERTY, MO 64068 | AFLAC | $1 | $0 | $1 | 0.00% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $1 | $0 | $1 | 0.00% |
| TROY E. JONES3 | 3621 NW 63RD, STE. A1 OKLAHOMA CITY, OK 73116 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 15.00% |
| TROY E. JONES3 | 3621 NW 63RD, STE. A1 OKLAHOMA CITY, OK 73116 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $257 | — | $257 | 16.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 517 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 517 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 517 | $2.2M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $137K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $92K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $92K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 517 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.