| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $7K | $0 | $7K | 3.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL CFT | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | DELTA DENTAL | $6K | $0 | $6K | 2.70% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK LLC | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 8.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 6.67% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | VISION SERVICE PLAN | $1K | $0 | $1K | 3.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | $437 | $0 | $437 | 1.32% |
| KELLY A JONES3 Filed as: KELLY A JONES MORRIS | 1512 MELMART DRIVE BARTLESVILLE, OK 74006 | AFLAC | $1K | $11 | $1K | 8.71% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEMS INC | 2232 SOUTHEAST WASHINGTON BOULEVARD SUITE 2020 BARTLESVILLE, OK 74006 | AFLAC | $289 | $0 | $289 | 1.97% |
| COREY MACINTYRE3 | 4334 SOUTH 173RD EAST AVENUE TULSA, OK 74134 | AFLAC | $261 | $3 | $264 | 1.80% |
| TRAVIS D HURT3 Filed as: TRAVIS D. HURT | 18446 SOUTH 154TH EAST AVENUE BIXBY, OK 74008 | AFLAC | $165 | $3 | $168 | 1.15% |
| MJ INSURANCE3 Filed as: DARREN R. WARREN AND VARIOUS AGENTS | 13504 NORTH 2320 ROAD GOTEBO, OK 73041 | AFLAC | $127 | $0 | $127 | 0.87% |
| JOHN ROBERT DE LARIOS3 | 119 TAMARACK COVE HOLLY LAKE RANCH, TX 75765 | AFLAC | $76 | $0 | $76 | 0.52% |
| LARRY D DENNY3 Filed as: LARRY D. DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $63 | $0 | $63 | 0.43% |
| ADVANCE BENEFIT SYSTEMS INC.3 | 2232 SOUTHEAST WASHINGTON BOULEVARD SUITE 202 BARTLESVILLE, OK 74006 | 5 STAR LIFE INSURANCE COMPANY | $48 | $0 | $48 | 1.10% |
| THE HOLMES ORGANISATION3 Filed as: HOLMES ORGANISATION INC. | 1350 SOUTH BOULDER AVENUE SUITE 100 TULSA, OK 74119 | 5 STAR LIFE INSURANCE COMPANY | $24 | $0 | $24 | 0.55% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | 5 STAR LIFE INSURANCE COMPANY | $4 | — | $4 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 146 | $218K |
| Vision | VISION SERVICE PLAN | 130 | $33K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $121K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $116K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $116K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.