| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $9K | $0 | $9K | 6.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OK) | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $426 | $9K | 15.75% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OK) | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $300 | $6K | 15.75% |
| BANCFIRST INS SERVICES INC3 Filed as: BANCFIRST INS SERVICES | 5591 SOUTH LEWIS TULSA, OK 74105 | FEDERAL INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OK) LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.43% |
| KELLY A JONES3 | 1512 MELMART DR BARTLESVILLE, OK 74006 | AFLAC | $862 | $0 | $862 | 4.51% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEMS INC | 2232 SE WASHINGTON BLVD STE 202 BARTLESVILLE, OK 74006 | AFLAC | $565 | $0 | $565 | 2.96% |
| KELLY A JONES3 | 3114 DEBBIE LN BARTLESVILLE, OK 74006 | AFLAC | $554 | $0 | $554 | 2.90% |
| COREY MACINTYRE3 | 4408 W INDIANOLA ST BROKEN ARROW, OK 74012 | AFLAC | $178 | $0 | $178 | 0.93% |
| JOHN ROBERT DE LARIOS3 | 119 TAMARACK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $140 | $0 | $140 | 0.73% |
| TRAVIS D HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $125 | $0 | $125 | 0.65% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $107 | $0 | $107 | 0.56% |
| DARREN R WARREN3 | 13504 N 2320 RD GOTEBO, OK 73041 | AFLAC | $74 | $0 | $74 | 0.39% |
| MICHAEL ARTHUR KIRK3 | 4150 S 100TH EAST AVE STREET STE 101 TULSA, OK 74146 | AFLAC | $26 | $0 | $26 | 0.14% |
| TIMOTHY M CAMPBELL3 | 9820 S 92ND EAST AVE TULSA, OK 74133 | AFLAC | $14 | $0 | $14 | 0.07% |
| KELLI R CAROTHERS3 Filed as: KELLI R CAROTHERES | 7310 E 76TH ST TULSA, OK 74133 | AFLAC | $14 | $0 | $14 | 0.07% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $12 | $0 | $12 | 0.06% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $11 | $0 | $11 | 0.06% |
| DAVID L DEARDORFF3 | 9083 E 138TH ST S BIXBY, OK 74008 | AFLAC | $5 | $0 | $5 | 0.03% |
| ALAN D PARKER3 | 5107 E 86TH ST TULSA, OK 74137 | AFLAC | $2 | $0 | $2 | 0.01% |
| EDWARD A HALL JR3 | 15 VILLAGE PARK DR NEWNAN, GA 30265 | AFLAC | $2 | $0 | $2 | 0.01% |
| SHANE M OWEN3 | 3000 UNITED FOUNDERS BLVD STE 100 OKLAHOMA CITY, OK 73112 | AFLAC | $2 | $0 | $2 | 0.01% |
| JOSHUA C ROLAN3 | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $2 | $0 | $2 | 0.01% |
| PAUL B BROUCHOUD3 | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $2 | $0 | $2 | 0.01% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $1 | $0 | $1 | 0.01% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES ORGANIZATION INC | 1350 SOUTH BOULDER AVE STE 1000 TULSA, OK 74119 | 5STAR LIFE INSURANCE COMPANY | $72 | $0 | $72 | 1.02% |
| ADVANCE BENEFIT SYSTEMS INC.3 Filed as: ADVANCE BENEFIT SYSTEMS INC | 2232 SE WASHINGTON BLVD STE 202 BARTLESVILLE, OK 74006 | 5STAR LIFE INSURANCE COMPANY | $45 | $0 | $45 | 0.64% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73141 | 5STAR LIFE INSURANCE COMPANY | $28 | $0 | $28 | 0.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 100 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 97 | $144K |
| Vision | VISION SERVICE PLAN | 82 | $21K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 75 | $47K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 61 | $57K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 61 | $57K |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 100 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 100 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.