| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL PRYOR, OK 74361 | COMMUNITYCARE HMO | $13K | $0 | $13K | 2.67% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL PRYOR, OK 74361 | COMMUNITYCARE HMO | $10K | $0 | $10K | 5.34% |
| SHEREE L. AMOS3 | 4521 HILLSIDE LANE EDMOND, OK 73025 | AFLAC | $4K | $181 | $4K | 9.41% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL PRYOR, OK 74361 | AFLAC | $2K | $0 | $2K | 3.85% |
| BOBBY R STEWART3 Filed as: BOBBY R. STEWART | 3501 FRENCH PARK DRIVE, SUITE E EDMOND, OK 73034 | AFLAC | $1K | $45 | $1K | 2.46% |
| MJ INSURANCE3 Filed as: COREY MACINTYRE AND VARIOUS AGENTS | 4408 WEST INDIANOLA STREET BROKEN ARROW, OK 74012 | AFLAC | $642 | $12 | $654 | 1.38% |
| CANDACE MAE SECONDI3 | PO BOX 68 GUTHRIE, OK 73044 | AFLAC | $544 | $0 | $544 | 1.14% |
| MJ INSURANCE3 Filed as: TIMOTHY CAMPBELL AND VARIOUS AGENTS | 9820 SOUTH 92ND EAST AVENUE TULSA, OK 74133 | AFLAC | $315 | $0 | $315 | 0.66% |
| TIMOTHY M CAMPBELL3 Filed as: TIMOTHY M. CAMPBELL | 9820 SOUTH 92ND EAST AVENUE TULSA, OK 74133 | AFLAC | $296 | $0 | $296 | 0.62% |
| MONICA JUNE NICHOLS3 | 1009 NORTH 8TH AVENUE PURCELL, OK 73080 | AFLAC | $264 | $0 | $264 | 0.56% |
| HILLARY DYAN LOSER3 | 4101 PEARL WAY OKLAHOMA CITY, OK 73115 | AFLAC | $247 | $3 | $250 | 0.53% |
| TRAVIS D HURT3 Filed as: TRAVIS D. HURT | 18446 SOUTH 154TH EAST AVENUE BIXBY, OK 74008 | AFLAC | $167 | $0 | $167 | 0.35% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL PRYOR, OK 74361 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $367 | $4K | 8.82% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL PRYOR, OK 74361 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 15.00% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $37 | $37 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 101 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 101 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | COMMUNITYCARE HMO | 85 | $677K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $45K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $45K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 95 | $23K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 95 | $23K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 95 | $23K |
| Prescription drug(2 contracts) | COMMUNITYCARE HMO | 85 | $677K |
| Other(2 contracts, 2 carriers) | AFLAC | 95 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.