| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL STREET PRYOR, OK 74361 | AETNA LIFE INSURANCE CO. | $20K | $0 | $20K | 4.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL STREET PRYOR, OK 74361 | AETNA HEALTH, INC. | $4K | $0 | $4K | 4.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL STREET PRYOR, OK 74361 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $18 | $3K | 7.18% |
| SHEREE L. AMOS3 | 4521 HILLSIDE LANE EDMOND, OK 73025 | AFLAC | $2K | $34 | $2K | 7.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL STREET PRYOR, OK 74361 | AFLAC | $2K | $0 | $2K | 4.63% |
| MONICA JUNE NICHOLS3 | 1009 NORTH 8TH PURCELL, OK 73080 | AFLAC | $1K | $3 | $1K | 3.30% |
| BOBBY R STEWART3 Filed as: BOBBY R. STEWART | 3501 FRENCH PARK DRIVE, SUITE E EDMOND, OK 73034 | AFLAC | $724 | $7 | $731 | 2.23% |
| TIMOTHY M CAMPBELL3 Filed as: TIMOTHY M. CAMPBELL | 9820 SOUTH 92ND EAST AVENUE TULSA, OK 74133 | AFLAC | $389 | $0 | $389 | 1.19% |
| MJ INSURANCE3 Filed as: COREY MACINTYRE AND VARIOUS AGENTS | 4408 WEST INDIANOLA STREET BROKEN ARROW, OK 74012 | AFLAC | $269 | $0 | $269 | 0.82% |
| MJ INSURANCE3 Filed as: TRAVIS D. HURT AND VARIOUS AGENTS | 18446 SOUTH 154TH EAST AVENUE BIXBY, OK 74008 | AFLAC | $230 | $0 | $230 | 0.70% |
| TRAVIS D HURT3 Filed as: TRAVIS D. HURT | 18446 SOUTH 154TH EAST AVENUE BIXBY, OK 74008 | AFLAC | $154 | $0 | $154 | 0.47% |
| VONDA LADENE KRAUTLARGER3 | 9897 NORTH 2130 ROAD FOSS, OK 73647 | AFLAC | $121 | $10 | $131 | 0.40% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OKLAHOMA, INC. | 208 NORTH MILL STREET PRYOR, OK 74361 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 15.00% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $38 | $38 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 109 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 89 | $507K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 193 | $40K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 193 | $40K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 109 | $24K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 109 | $24K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 109 | $24K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 89 | $507K |
| Other(2 contracts, 2 carriers) | AFLAC | 109 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.