| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET SUITE 100 TULSA, OK 74137 | AMERICAN FIDELITY ASSURANCE COMPANY | $14K | — | $14K | 4.35% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | — | AMERICAN FIDELITY ASSURANCE COMPANY | $14K | — | $14K | 4.25% |
| OKLA AUTOMOBILE DEALERS3 | C/O MR. STEVE RANKIN PRESIDENT OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $1K | $1K | 0.38% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | SUN LIFE ASSURANCE COMPANY OF CANADA | $19K | — | $19K | 6.91% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, STE 100 TULSA, OK 74137 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $2K | $2K | 0.90% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $5K | — | $5K | 7.94% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 4.45% |
| OKLA AUTOMOBILE DEALERS3 | C/O MR. STEVE RANKIN, PRESIDENT OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $131 | $131 | 0.21% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 7.53% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 4.36% |
| OKLA AUTOMOBILE DEALERS3 | MR. STEVE RANKIN, PRESIDENT OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $314 | $314 | 0.89% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, STE 100 TULSA, OK 74137 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 4.72% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $470 | — | $470 | 1.47% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $1K | — | $1K | 14.58% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, STE 100 TULSA, OK 74137 | AMERICAN FIDELITY ASSURANCE COMPANY | $137 | — | $137 | 1.99% |
| OKLAHOMA AUTOMOBILE DEALERS3 | C/O MR. STEVE RANKIN, PRESIDENT OKLAHOMA CITY, OK 73105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $64 | $64 | 0.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 567 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 567 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN FIDELITY ASSURANCE COMPANY | 63 | $7K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 567 | $272K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 567 | $272K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 567 | $272K |
| Short-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 26 | $32K |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 283 | $321K |
| Other(4 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 567 | $376K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 567 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.