| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MC & H LIFE AGENCY INC3 Filed as: MC & H LIFE AGENCY INC. | 8144 WALNUT HILL LN, 16TH FL. DALLAS, TX 75231 | DELTA DENTAL | $12K | — | $12K | 6.00% |
| NORTH AMERICAN INS AG INC3 Filed as: NORTH AMERICAN INS AGENCY INC | DBA INSURICA PO BOX 25928 OKLAHOMA CITY, OK 731250928 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.34% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LN FL 16 DALLAS, TX 752314388 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $4 | $3K | 3.80% |
| COLE PAINE & CARLIN INSURANCE AGENC3 Filed as: COLE PAINE & CARLIN INSURANCE | PO BOX 18444 OKLAHOMA, OK 731540444 | METROPOLITAN LIFE INSURANCE COMPANY | $378 | — | $378 | 0.54% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN FL 16 DALLAS, TX 752314388 | METROPOLITAN LIFE INSURANCE COMPANY | $199 | — | $199 | 0.28% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR STE 500 BETHESDA, MD 208171149 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $33 | $33 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 076635832 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3 | $3 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LN FL 16 DALLAS, TX 752314388 | AMERITAS LIFE INSURANCE CORP. | $3K | — | $3K | 7.98% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 250 PEHLE AVE STE 400 SADDLE BROOK, NJ 076635832 | AMERITAS LIFE INSURANCE CORP. | — | $661 | $661 | 1.60% |
| AMERICAN FIDELITY GENERAL AGENCY3 Filed as: AMERICAN FIDELITY GENERAL AGNCY INC | 9000 CAMERON PKWY OKLAHOMA CIRY, OK 731143701 | AMERITAS LIFE INSURANCE CORP. | $148 | $152 | $300 | 0.73% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | FOUR FOREST PLAZA STE 1230 12222 MERIT DR DALLAS, TX 752512217 | AMERITAS LIFE INSURANCE CORP. | $280 | — | $280 | 0.68% |
| COLE PAINE & CARLIN INSURANCE AGENC3 Filed as: COLE PAINE & CARLIN INS AGENCY INC | 1140 NW 50TH ST. OKLAHOMA CITY, OK 731184402 | AMERITAS LIFE INSURANCE CORP. | $121 | — | $121 | 0.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN 16TH FL DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 13.99% |
| MC & H LIFE AGENCY INC3 Filed as: MC AND H LIFE AGENCY INC | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $311 | — | $311 | 1.01% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $108 | $108 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 396 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 42 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 439 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 332 | $197K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 503 | $41K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 210 | $70K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 52 | $31K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 210 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 503 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.