| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS INC | 10441 S REGAL BLVD STE 100 OKLAHOMA CITY, OK 741337189 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | — | $0 | 0.00% |
| PREMIER CONSULTING PARTNERS LLC3 | 10441 S REGAL BLVD STE 100 TULSA, OK 74133 | BLUECROSS BLUESHIELD OF OKLAHOMA | $15K | $895 | $16K | 7.03% |
| PREMIER CONSULTING PARTNERS LLC3 | 10441 S REGAL BLVD STE 100 TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $832 | $5K | 17.84% |
| PREMIER CONSULTING PARTNERS LLC3 | 10441 S REGAL BLVD STE 100 TULSA, OK 741337189 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $406 | $3K | 17.86% |
| RANDALL E GRAVES3 | 9212 RAVEN AVE OKLAHOMA CITY, OK 73132 | NATIONAL UNION FIRE INSURANCE CO | $200 | — | $200 | 15.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 387 | $2.2M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 406 | $231K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 164 | $14K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 180 | $15K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 169 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.