| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | BLUE CROSS BLUE SHIELD OKLAHOMA | $44K | — | $44K | 2.54% |
| DREW M SMITH, INC3 | P.O. BOX 6303 EDMOND, OK 73083 | BLUE CROSS BLUE SHIELD OKLAHOMA | $21K | — | $21K | 1.25% |
| INSURICA, INC.3 Filed as: INSURICA, INC | 5100 N. CLASSEN BLVD STE 300 OKLAHOMA CITY, OK 73118 | DELTA DENTAL | $5K | $5K | $10K | 6.55% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 4005 NW EXPRESSWAY STE 400 OKLAHOMA CITY, OK 73118 | DELTA DENTAL | $5K | $5K | $10K | 6.55% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 6.70% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.00% |
| THE PLEXUS GROUPE LLC Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.00% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | EYEMED VISION CARE (FIDELITY SECURITY LIFE) | $830 | — | $830 | 7.83% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 20.00% |
| THE PLEXUS GROUPE LLC Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 21.59% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | EYEMED VISION CARE (FIDELITY SECURITY LIFE) | $731 | — | $731 | 18.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OKLAHOMA | 225 | $1.7M |
| Dental | DELTA DENTAL | 157 | $150K |
| Vision(2 contracts) | EYEMED VISION CARE (FIDELITY SECURITY LIFE) | 172 | $15K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 214 | $64K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 214 | $64K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 214 | $64K |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 110 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.