| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PKWY STE 300 DEER PARK, IL 60010 | BLUE CROSS BLUE SHIELD OKLAHOMA | $33K | $825 | $34K | 1.98% |
| DREW M SMITH, INC3 | P.O. BOX 6303 EDMOND, OK 73083 | BLUE CROSS BLUE SHIELD OKLAHOMA | $33K | — | $33K | 1.94% |
| DREW M SMITH, INC3 | P.O. BOX 6303 EDMOND, OK 73013 | DELTA DENTAL | $9K | $10K | $19K | 12.36% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 14755 PRESTON RD STE 425 DALLAS, TX 75254 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 7.56% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 14755 PRESTON RD STE 425 DALLAS, TX 75254 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 15.00% |
| THE PLEXUS GROUPE LLC Filed as: THE PLEXUS GROUP LLC | 14755 PRESTON RD STE 425 DALLAS, TX 75254 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 15.68% |
| THE PLEXUS GROUPE LLC Filed as: THE PLEXUS GROUP LLC | 14755 PRESTON RD STE 425 DALLAS, TX 75254 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 19.99% |
| THE PLEXUS GROUPE LLC Filed as: THE PLEXUS GROUP LLC | 14755 PRESTON RD STE 425 DALLAS, TX 75254 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 18.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OKLAHOMA | 232 | $1.7M |
| Dental | DELTA DENTAL | 160 | $156K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 213 | $83K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 213 | $83K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 213 | $83K |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 88 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 232 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.