| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | $13K | $52K | 15.70% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 5420 LBJ FREEWAY SUITE 750 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 1.83% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 1.67% |
| DIANNA L YINGST3 | 8721 S 200TH EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $24K | $928 | $25K | 13.32% |
| TRAVIS D HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $5K | $270 | $5K | 2.68% |
| JOHN N KARR3 | 907 S DETROIT AVE SUITE 905 TULSA, OK 74120 | AFLAC | $4K | $115 | $4K | 2.02% |
| CHRISTOPHER YINGST3 | 8721 S 200TH EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $2K | $261 | $2K | 1.08% |
| JOHN N KARR3 | 202 N ARMSTRONG STREET BIXBY, OK 74008 | AFLAC | $1K | $156 | $1K | 0.69% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $675 | $0 | $675 | 0.36% |
| LANCE J MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $634 | $0 | $634 | 0.34% |
| ELAINE HAMMAR3 | 7922 S 78TH EAST AVE TULSA, OK 74133 | AFLAC | $518 | $0 | $518 | 0.28% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $366 | $0 | $366 | 0.20% |
| ROBERT D YINGST3 | 8721 SOUTH 200 EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $328 | $0 | $328 | 0.18% |
| DAVID L DEARDORFF3 | 9083 E 138TH STREET S BIXBY, OK 74008 | AFLAC | $309 | $0 | $309 | 0.17% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $232 | $0 | $232 | 0.12% |
| KELLY A JONES3 | 1512 MELMART DR BARTLESVILLE, OK 74006 | AFLAC | $204 | $0 | $204 | 0.11% |
| JIM G THAREL3 | 32314 E 695 WAY WAGONER, OK 74467 | AFLAC | $185 | $0 | $185 | 0.10% |
| MARK EDWIN SCHMITZ3 | 1512 W TRENTON STREET BROKEN ARROW, OK 74012 | AFLAC | $146 | $0 | $146 | 0.08% |
| COREY MACINTYRE3 | 4408 W INDIANOLA STREET BROKEN ARROW, OK 74012 | AFLAC | $110 | $0 | $110 | 0.06% |
| DARREN R WARREN3 | 13504 N 2320 RD GOTEBO, OK 73041 | AFLAC | $106 | $0 | $106 | 0.06% |
| TIFFANY DENNY3 Filed as: TIFFANY D DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $85 | $0 | $85 | 0.05% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $76 | $0 | $76 | 0.04% |
| JOHN ROBERT DE LARIOS3 | 119 TAMAROCK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $74 | $0 | $74 | 0.04% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $71 | $0 | $71 | 0.04% |
| DAVID TATE3 Filed as: DAVID B TATE | 701 SIMPSON STREET GREENSBORO, NC 27401 | AFLAC | $70 | $0 | $70 | 0.04% |
| LISA B NEWPORT3 | 11554 ANDOVER CT MIDWEST CITY, OK 73130 | AFLAC | $58 | $0 | $58 | 0.03% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $50 | $0 | $50 | 0.03% |
| MIRANDA B TATE3 | 1410 COLIN KELLY DRIVE COLUMBIA, SC 29204 | AFLAC | $46 | $0 | $46 | 0.02% |
| SHANE M OWEN3 | 3000 UNITED FOUNDERS BLVD SUITE 248 OKLAHOMA CITY, OK 73112 | AFLAC | $36 | $0 | $36 | 0.02% |
| MICHAEL ARTHUR KIRK3 | 4150 S 100TH EAST AVE SUITE 101 TULSA, OK 74146 | AFLAC | $34 | $0 | $34 | 0.02% |
| TRULUCK & ASSOCIATES INC3 Filed as: TRULUCK & ASSOCIATES INC. | 8721 CYPRESS RESERVE CIR ORLANDO, FL 32836 | AFLAC | $31 | $0 | $31 | 0.02% |
| CAROL L SMITH3 | 2108 W WACO STREET BROKEN ARROW, OK 74011 | AFLAC | $31 | $0 | $31 | 0.02% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $26 | $0 | $26 | 0.01% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $26 | $0 | $26 | 0.01% |
| KELLI R CAROTHERS3 | 7310 E 76TH STREET TULSA, OK 74133 | AFLAC | $24 | $0 | $24 | 0.01% |
| PAUL B BROUCHOUD3 Filed as: PAUL B BROUCHARD | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $19 | $0 | $19 | 0.01% |
| MICHAEL G HAGGAI3 | 9750 N ANDERSON RD JONES, OK 73049 | AFLAC | $18 | $0 | $18 | 0.01% |
| DANNY W SMITH3 | 14430 S LEWIS AVE BIXBY, OK 74008 | AFLAC | $18 | $0 | $18 | 0.01% |
| LARRY J POINDEXTER3 | 3310 NEW HAVEN PL BROKEN ARROW, OK 74014 | AFLAC | $17 | $0 | $17 | 0.01% |
| JACKY O MCCOY3 | 6032 E 144TH ST S BIXBY, OK 74008 | AFLAC | $17 | $0 | $17 | 0.01% |
| JULIO R HERNANDEZ3 | 4249 SIESTA LN MIDLAND, TX 79705 | AFLAC | $16 | $0 | $16 | 0.01% |
| KURTIS CARROLL SCHULTZ3 | PO BOX 52679 TULSA, OK 74152 | AFLAC | $16 | $0 | $16 | 0.01% |
| TIMOTHY M CAMPBELL3 | 9820 S 92ND EAST AVE TULSA, OK 74133 | AFLAC | $13 | $0 | $13 | 0.01% |
| DAVID D SIMPSON3 Filed as: DAVID N SMITH | 8515 BOULEVARD 26 APT 512 NORTH RICHLAND HILLS, TX 76180 | AFLAC | $12 | $0 | $12 | 0.01% |
| MICHAEL ARTHUR KIRK3 | 4150 S 100TH EAST AVE SUITE 101 TULSA, OK 74146 | AFLAC | $11 | $0 | $11 | 0.01% |
| STEPHEN W SIMPSON3 | 540 CELTIC CT EDMOND, OK 73025 | AFLAC | $7 | $0 | $7 | 0.00% |
| GENA GRACE QUARANTELLO3 | 12962 E VISTAPARK DR MOORPARK, CA 83021 | AFLAC | $7 | $0 | $7 | 0.00% |
| TERRA D WOOD3 | 300 TECUMSEH RIDGE RD NORMAN, OK 73069 | AFLAC | $6 | $0 | $6 | 0.00% |
| LESLIE J BAILEY3 | 4234 N PORTAGE AVE MERIDIAN, ID 83646 | AFLAC | $6 | $0 | $6 | 0.00% |
| JOSHUA C ROLAN3 | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $5 | $0 | $5 | 0.00% |
| INTERNATIONAL INS BROKERS LTC LLC3 | PO BOX 35487 TULSA, OK 74153 | AFLAC | $5 | $0 | $5 | 0.00% |
| CHARLES M ROBERTS3 | 3100 S BERRY RD SUITE 100 NORMAN, OK 73072 | AFLAC | $5 | $0 | $5 | 0.00% |
| JULIO R HERNANDEZ3 | 307 W DAKOTA AVE MIDLAND, TX 79701 | AFLAC | $5 | $0 | $5 | 0.00% |
| EDWARD A HALL JR3 | 2224 WOODMARSH CIR AUBURN, GA 30011 | AFLAC | $4 | $0 | $4 | 0.00% |
| JEFFREY TODD MURRAY3 | 4714 COUNTRY CLUB DR MIDLAND, TX 79703 | AFLAC | $4 | $0 | $4 | 0.00% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $3 | $0 | $3 | 0.00% |
| JAMES D GRACE3 Filed as: JAMES D GRANCE | 4316 S ASPEN PL BROKEN ARROW, OK 74011 | AFLAC | $3 | $0 | $3 | 0.00% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE SUITE D LUBBOCK, TX 79423 | AFLAC | $2 | $0 | $2 | 0.00% |
| JAMES D GRACE3 | 2474 W NEW ORLEANS STREET BROKEN ARROW, OK 74011 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 476 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 477 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,008 | $332K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,008 | $332K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,008 | $332K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,008 | $332K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,008 | $518K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,008 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.